How to Add Credit Cards in PhonePe Mobile Application

The PhonePe mobile application is one of the most widely used UPI applications in India. PhonePe is accepted at various POS (Point of Sale) terminals as well as online merchants where one can even get attractive cashbacks. PhonePe does not allow you to add money directly via credit card.

Many phonepe users search on Google for queries like 'how to add credit card in phonepe' or 'how to add credit card in phonepe app'. Our goal in this article is to provide you with answers to such questions so you can overcome such hassles and use both your PhonePe wallet and credit card at the same time.?

The question of 'how to add credit card to phonepe' or 'how to add credit card to phonepe app' has a simple answer, which is described below. The process of adding money from a credit card to phonepe is complex.

To use PhonePe, you must add money through your credit card to the supporting digital wallet, and then transfer the amount from the wallet to PhonePe. The following steps explain the approach step by step:

How To Add Credit Card In Phonepe: 7 Steps

Step 1 Open PhonePe application:

• Downloading PhonePe is the first step.
• If you have an Android device, you can download it from the Google Play Store. Apple devices can download it from the App Store.
• Enter a new user name and phone number to create a PhonePe account. In order to verify your identity, you will receive an OTP.
• Fill out your basic information and account information before connecting your back account.
• Now you can use PhonePe.

Step 2 Go to your profile:

• Below is the screen you'll see when you first open the page.
• This page contains a few advertisements.
• This website also allows you to make payments.
• You can learn how to send money from here.
• On the upper left side of the screen, there is a little symbol.
• Tap it once.

Step 3 Tap on View all payment methods

• Check how many payment methods you have first.
• At most, you can have two payment methods.
• From here, you can view all your payment method details.
• Once you tap it, it will pop up.

Step 4 Tap on Add

• You can now add a new payment method.
• PhonePe allows you to add up to two payments at a time.
• By clicking on the new payment method, you can add your credit card.
• To add it, you'll need your card details.
• Once you have clicked Add New, click on it again.

Step 5 Enter your credit card details

• The details need to be entered now.
• Your credit card number can be found on the top of your card.
• In addition to the expiry date, you must also enter the CVV number on the back of the card.

Step 6 Tap on add

• This card needs to be added now
• Check the details of your card before adding it.
• Double-check all the details you entered.
• Payments can be made using your credit card once it has been added.

Step 7 Now your card is added

• Your card will be added as soon as you click add.
• You can now pay with your credit card.
• You can pay with your credit card.

Benefits of Adding Credit Card in PhonePe

The main advantages of phonepe are its general usability, functionalities, and security. It is an extremely convenient medium for various transactions related to business since phonepe is a centralized digital wallet with an all-in-one solution.?

All in one solution

Phonepe is an excellent tool for users who make online payments since it can be used anywhere in India and supports a variety of transactions. Through the application, utility bill payments, wage payments, and payment requests can all be made.?

Direct fund transfer

Through the app, you can even conduct a faster and more secure transaction. Users can transfer funds directly from their phonepe wallets without linking their cards or accounts. This solution is the best for daily payments as well as fund transfers because it makes the process more secure and hassle-free.?

Various distinct payment options

Phonepe offers users a wide range of transaction options. It is possible to link bank accounts, UPI, debit cards and credit cards directly to the application, making it a flexible payment method that ensures each source works without issue.?

Multi-language interface

As well as Hindi and English, the application also supports Tamil, Bengali, and Marathi. It makes the application easier to use for native speakers of any of the languages included.

Intuitive POS

Using phonepe's POS device, merchants are able to conduct store transactions and find the application helpful for their business. There is no need for buyers to queue up to pay for their purchases, and sellers can assist more customers at the same time. Consumers and businesses alike are protected from security concerns. When the buyer/consumer enters the correct PIN on the application, the transaction is completed using one POS device.