Holiday Survival Guide: Holiday Spending
The 2022 holiday season is upon us and a little bit of financial planning could make a big difference to your 2023 financial health.?At Painless Financial Training Group Inc. we have put together a brief holiday survival guide.
The financial part of this guide involves the spending frenzy that takes place this time of year. Take a look at our schedule. What you will see is an outline for you to work with. Can you figure out how much you are going to spend on gifts, entertainment, holiday travel and even holiday childcare? Your situation may differ.
Add it all up and figure out where this money is coming from. Do you have a holiday spending savings account? Do you have plenty of money in the bank? Or are you putting all of this on credit cards for future you to worry about?