Holiday Hangover

Why We Stress About Money

Behavioral studies suggest that financial stress often stems from a feeling of loss of control. Whether it’s mounting debt, lack of savings, or unpredictable expenses, these challenges trigger stress responses that impair decision-making and long-term planning.

However, financial psychologists highlight that small, consistent actions—like saving a set amount each week—can reintroduce a sense of control and improve emotional well-being over time.

• “A goal without a plan is just a wish.” — Antoine de Saint-Exupéry Lesson: Turn financial dreams into actionable plans to reduce uncertainty.
• “Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett Lesson: Prioritize saving as the cornerstone of financial stability.