Not His Ideal Job At Age 64

The other day I was on the phone with an extremely polite 62 year old southern woman from Texas named Pam.

She and her husband of 35 years Joe, both lived in one of the Austin suburbs. Joe's company downsized and laid him off a year ago.

It took a while and at 64 the only work he could fine was driving a local delivery truck. (not his dream job at that age)

Pam was self-employed and making a reasonable living doing internet sales through Amazon for the last 14 years.

She was telling me she was concerned because things changed quickly with Amazon. People like herself bought and inventoried products. They took on the time, effort, marketing expense and risk of trying to sell through Amazon.

Once Amazon noticed a product was doing well (they always knew the number of sales) they would just go to China, have the product made, sell it themselves and basically cut out the initial vendor (Pam).

She had seen it happen to other vendors. It had already happened to her with other products.

She and Joe had lived frugally and over the years had managed to save just over 350K. It was in dividend producing mutual funds.

They saw what happened in the last big market crash in 08 and weren’t feeling good before they took a 30% hit with the crash last year and the entire economy for over a year that had crushed her business.

They had no idea how they were going to recover at this age. And they both knew that, what once was 350K (even if it had remained), was not going to be anyway near enough for them to be able to retire, even if the market didn’t crash again like it does every 7-10 years.

They both know that they’d be working will into their 70s and beyond, if their health held up that well, just to survive. And they were uncertain how they’d get by after that point.

There was a constant cloud hanging over her with the worry that Amazon could just shut down her account at any second in time for no reason.

She was tired of having two bedrooms and a garage full of the shirts she sold on line.

She wanted to get her house back and not live in fear that it could all end almost without notice, from the giant Amazon.

They both wanted a way to get control of their lives, not live in fear and at least have a reasonable chance at something that looked like retirement.

They only wanted to travel the U.S a little and take a cruise. …Really only moderate retirement dreams.

I invited her into a step by step program I developed specifically for people 50 and older called Short Window Retirement Planning. It would let her retire in just 3-5 years with more than sufficient cash flow to travel the U.S. and take a cruise a year for the rest of her life.

She went back, took a look at the site with her husband and just a few hours later accepted the invitation. She’s feeling relieved that she only has to worry about Amazon for the next 3 years.

She’s thrilled that finally, she has a way to save her retirement.

If you’d like to know more about Short Window Retirement Planning and how you could retire in the next 3-5 years with sufficient cash flow to actually enjoy your retirement, go to DrRouseNow.com

Dr Fred “focused for retirement” Rouse, CFP

The REAL Money Doctor

P.S. The program is limited and by invitation only. Go to DrRouseNow.com for the details to see if you can get an invite to save your retirement and get your Ultimate Secure Retirement in the next 3-5 years.