Hey, Insurance Industry...Help!

Hey, Insurance Industry...Help!

I bet lower rates on health insurance would increase compliance the number of people who will wear a mask.

This happened to me years ago, while traveling with a new hire in her territory. We got it her car and started off to the first appointment with the fasten seat belt chime dinging.

ME: Is that your seat belt chime?

HER: Yea, it will stop in a minute.

ME: Why aren't you wearing your seat belt?

HER: It wrinkles my clothes.

ME: Did you check the box on your auto insurance that says you wear a seat belt?

HER: Yes.

ME: I will not be complicit in insurance fraud, put your seat belt on or I will have to fire you.

There must be actuarial data on the increased risk of becoming ill if you are not wearing a mask during a pandemic. How about it Health Insurers? Adjust the premiums up for those who will not agree to wear a mask. We wear seat belts because of premiums and the fines for driving without wearing one.

Perhaps lower rates will create more compliance.



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