Here's Where Interest Rates Are Headed

Over the last 50 years, the average months between peak interest rates in Australia and rate cuts is about 10 months. The shortest duration being in 2008 on the onset of the GFC, and the longest was during 1995-1996 as inflation continued to improve in Australia after peaking in 1995 at 5.1%.

If history is any guide, we could see rates on hold until at least September this year. And if the mid 90s are anything to go by, it won't be until April 2025 before we see a rate cut.

I recently wrote a piece for The Sydney Morning Herald and The Age about the impact of higher rates on property prices. You can read the article here and here.

Then again, just like Collingwood's finishes these days, it's a toss of the coin.