Here are 5 things that insurance companies DO NOT want you to know after a crash:
It's no secret that insurance companies do not have your best interest in mind. In fact, insurance companies house entire departments' whose mission is to deny and underpay on claims. Educating yourself will help keep an insurance company on their toes when it's time to make a claim. Here are a few #Tips to consider if you ever find yourself in an accident...
- Adjusters are using Social Media to determine fault by locating any content relevant to improper driving habits or anything in particular that could give the insurance companies ammunition.
- Insurance companies have a clear mission. That mission is to maximize profits. One way they do this is by delaying accident claims. This can be incredibly frustrating, especially if you are awaiting compensation for injury or property damage. Sadly, many insurance companies practice this frequently.
- The insurance company of the other driver will likely record your statement and use it as evidence if they decide to file a lawsuit. It is VERY IMPORTANT to understand that the statements you make after a crash can be used against you. It is typically best to remain quiet until you have consulted with an attorney.
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- It is important to note that you are only obligated to provide your personal and insurance information following a crash. You may be compelled to apologize to the other party, especially if the damages to the other driver's car or person are severe; however, be cautious saying that you are sorry could indicate potential fault!
- No matter how devastating or minor your crash might be, you should always work with an attorney. We will help you with your injury claim, set you up with medical treatment, and walk you through your property damage claim. Additionally, if you missed any time from work, we would file for lost wages and in most cases, you will also receive a check for pain and suffering. Again, unlike going directly to the insurance company where you will typically pay out of pocket for expenses and hope to be reimbursed, you do not have to pay anything out of pocket by letting us work for you with the insurance company to fight for maximum compensation that is difficult to achieve without legal representation.