Help To Buy - With Adverse

Overview

When a customer comes to us with a new build property they’ve fallen in love with, have you struggled to place them with a suitable lender? Some high street banks may not be keen but we could help.

Our specialist Lender new build criteria gives our customer a better chance of realising their dream. Even if they’ve been declined by a high street lender, our extensive range of Help to Buy products could help to make that dream a reality.

What you need to know

• Our customer contributes 5% of the purchase price as a deposit. The Help to Buy scheme provides a Shared Equity Loan of 20% of the purchase price, which increases to 40% for Help to Buy London customers, and we’ll even accept builder incentives of up to 5% on top of that.
• Our Lender can consider an adverse history - call for more information
• Non-repayable family gifted deposits accepted.
• Self-employed with 1 year’s accounts or Tax Overview with either SA302 or HMRC tax Calculation.

For further information please email your enquiries to [email protected]