HEALTHY OPTIONS ARE EASIER TO CHOOSE WHEN HANDED ON A DELIGHTFUL PLATE.

Many do not know the additional benefits included in insurance policies and could miss out on the extra support when most needed.

Looking beyond the price can be difficult. It may be tempting to opt for the cheapest policy available. But it is important to remember that whilst many products may look the same, there can be important differences between them that can be difficult to spot. This is particularly important with serious and critical illness cover and income protection insurance, where the cover available from different providers varies more significantly. It would help if you selected a policy most suitable for your particular needs.

And don't forget the extras! ?

THE LITTLE THINGS CAN MAKE A BIG DIFFERENCE.

Protection policies aren't just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don't need to claim to be able to use them.

Healthy benefits are included for you and your family.

These services can make everyday life that little bit easier. From knowing you can have immediate professional support if your child falls ill; to having the tools to keep tabs on your health, these services provide advice, assistance and information to keep you and your family healthy.

Which types of services could you get with your cover?

Here are some health and wellbeing services you could get with your policy.

Please be aware that not all insurers include these, so it's well worth making sure you speak to your adviser to ensure you have the right cover for you and your family.

·?????Access to an online GP

·??????Nutrition consultants

·??????Mental health consultants

·??????Online physiotherapy

·??????Health MOTs

·??????Nurse health lines

·??????Fitness apps

·??????Second medical opinion service

·??????Bereavement support

·??????Legal support

Here are a few good reasons to use these health services:

·??????The majority of services are free

You don't need to claim on your policy to use them; they can be used regardless of pre-existing conditions.

·??????They are easy to use and convenient.

Many of the services can be booked online at a date and time to suit you. They are also easily accessible via an online consultation, an app, or a helpful professional on the end of the phone.

·??????Experts provide the services.

Medical and health experts provide the support you receive.

·??????They are good for your health and wellbeing.

From serious illness to everyday healthcare support, your protection policy can include fast access to expert advice and support.* ?

Many customers have seen the benefits; for example, one of our insurers reported that in 2022, 99% of GP appointments were offered within 2 hours of a customer contacting them. They also saw the demand for these appointments increase by 126% from the previous year showing that wider emotional, health and family support services can make a difference in people's lives.

With the NHS feeling pressure like never before, knowing your family's health is covered can give you extra peace of mind. ?

Here's one little thing you can do today, talk to an adviser to discuss the healthy extras available for you and your family.?

Health and wellbeing services should be discussed when considering a protection policy. I can help you get the right protection in place by looking at your and your family's needs. ?

Ready to get started?

I have a free Discovery Call if you would like to discuss your situation, gain tips and be signposted to the correct agency or become a client; you can check my availability via?https://tinyurl.com/4m398y3f or visit Moneysprite

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