The Health IRA

I had the good fortune to intern at a financial services firm during my college years.

I distinctly remember a chart they had about the value of saving every year from 20-30 and then doing nothing afterwards compared to not saving from 20-30 and then doing so every year from 30-65.

Assuming some level of return, the time value of money compounding from the early savings years were significantly better than “playing catch up.”

That made an impact on me and it has proven to be a good call. As I tell younger people now, “save a lot now, your older self will thank your younger self.”

Now that I’m past 50, I’ve been thinking and studying a lot more about things like healthy aging.

Essentially, the same principle applies (though it would have been better to start in my 30s or 40s, but better late than never, I suppose).

Things like VO2 max training, stability training, weight training, nutritional mindfulness, sleep discipline…. all of these things that I didn’t really know about (or didn’t pay attention to) are like contributions to a “Health IRA.”

I’m hoping that my (relatively) older self will, once again, thank my (relatively) younger self.

Originally posted on my blog:? https://mirror.xyz/0x7201079Be2BDD71CbE9B999373752E731139fe33/OWqCQAoSWP-Tray5iyy2SDxwuxLRW8A6dPcwtjQ2wR4