Health Insurance and Medicare Options & Updates
Michelle Bertram ~ Advisor ?? Speaker ?? Author ?? Blogger
I help professionals build a Business Plan for Life so that they can have financial peace, and achieve a higher quality of life both now and in the future by using our simple, 4 step Dream Retirement Process.
Fall is right around the corner and as we head into the fall and winter months, we’re all starting to think about how fast 2023 is flying by. Soon, we’ll busy with holidays and 2024 will be here before we know it.
As we prepare for the same, we’re thinking about all things financial and how best to share useful, helpful information with you.
So this is our first monthly newsletter. Thank you to all of you who have signed up for our newsletter. We’ve got some great plans and information for you.
September First Friday Focus
First, if you couldn’t attend our First Friday Focus on September 8th, you can use the link below to access a replay of the conversation I had with Nels Donovan, who is a frequent contributor in our First Friday Focus on all things Estate Planning related.
Estate planning can often seem like a complex and distant concept, but in reality, everyone has an estate plan. The key question is not whether you have one, but rather, who designed it. In essence, an estate plan is a roadmap that determines what happens to your assets and responsibilities when you pass away. The government has its own default plan for those who don’t create one themselves, so taking control of your estate plan is crucial.
However, an estate plan is far broader than just dying. That’s the easy part and a small part, an estate plan is about taking care of each other or yourself or empowering people to speak for you and you can’t.
Watch the video or read the rest of the video summary here:? https://bertramfinancial.com/post-friday-focus-summary/
Here’s a sneak peek at what’s coming up the rest of the month of September…
September 19th Tax Talk - “Reducing Estate Taxes”
September 26th – Refinancing Reversed – Taking Advantage of Higher Interest Rates.
Looking ahead to First Friday Focus on Friday October 6th the subject of our live webinar with Q&A will be: Health Insurance and Medicare Options & Updates. If you like to attend live and ask those questions that are burning on your mind, you can register in advance here:
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IN THE NEWS
September is Life Insurance Awareness Month!
You might wonder if you need life insurance or if it is worth it since you won’t be there
to use it, however, life insurance today comes with many living benefits as well that you can access. And the death benefit is there for the people who die, it's for the people you leave behind.
Here are 3 Examples of Using Life Insurance
1) To provide for loved ones This is the traditional use of life insurance and is still very important, especially for families with minor children. Most young families do not have nearly enough life insurance and we can all point to many sad stories of the results. Share with your grown children and grandchild the importance of having live insurance to protect their families.
2) As a Wealth Transfer tool This can be used to offset hidden estate taxes on your IRAs or to create a tax-free inheritance for the next generations.
3) For Living Benefits Life insurance can be designed in a multitude of ways, you can use life insurance as a ROTH alternative for retirement savings or for Long Term Care coverage if that need ever arises or as a form of college savings. There are many living benefits that a properly designed life insurance plan can offer.
Life insurance is for anyone who lives. Check out more about this here or give us a call today to learn more.
To read more go to: https://bertramfinancial.com/september-power-hour-life-insurance-awareness-month/
If you have any questions or just want to schedule a chat, it’s super easy to schedule a call with me. Just go HERE to schedule a one-on-one call with me personally.
Live Your Dream,
Michelle Bertram
www.CreatingYourDreamRetirement.com O 608-987-1511 C 608-574-1795 Schedule a virtual coffee chat on our online calendar here!? ?
Investment Advice is offered through Bertram Financial Advisor Services, LLC. Past performance is no guarantee of future returns. Insurance products are offered through Bertram Financial Group and Michelle E Bertram LLC.?