Health Insurance Costs Were Killing My Family Budget!
This article was first published in 2018. See the update as of August, 2022 below....
As a self-employed business professional, I was concerned about the the cost of healthcare coverage for my wife and I to increase beyond what is truly acceptable.
As a Georgia resident, learning the impact of the passage of the Affordable Care Act, the first year our coverage went from $367 per month to $730 per month.?The next year brought $922.?Last year we paid nearly $1,400 per month.?When I saw $1,925 per month with a 7,500 dollar deductible staring me in the face, (more than my monthly house payment), I knew I had to do something. I was going to spend $30,600 out of pocket before I saw any real benefit from this exceedingly expensive coverage!
I reached out to many companies in an effort to find other options.?But I routinely discovered only “short-term” catastrophic policies or medical "sharing" plans outside of the Healthcare Marketplace.?Not until I found a United Healthcare PPO policy, from an agent I had just met, did I find a product that was truly affordable and provided everything we needed.
I was excited to discover that?WE HAVE ANOTHER OPTION!
I was so impressed with the incredible savings and comprehensive coverage that I jumped ship and joined the company as a licensed agent.?I knew that I was not the only self-employed business professional facing massive increases in healthcare coverage costs.?Thus,?I AM ON A CRUSADE?to help others save thousands and thousands of dollars on their healthcare coverage costs. I now see that?WE ARE NOT "STUCK"?with the coverage we have. We can change Health Insurance Companies today and save a whole lot of money without sacrificing the coverage we need!
UPDATE: August, 2022 - We have now saved over 35,000 dollars in premiums since signing up for this coverage 4 1/2 years ago! We are both health insurance agents now and know about the plans available in 34 states. We have stayed with this one because it is the best value on the market today!
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I am proud to be an agent with access to this many options and I certainly hope you will give me 10 minutes of your time to see if we can make you as happy with your health coverage as I am with mine.?When is the last time you put thousands in your pocket in 10-15 minutes?
If you like what you are paying for your current Health Coverage, then all I can say is...............CONGRATULATIONS?on your great luck!??Otherwise, give me a chance to help put money back in your pocket without losing the coveage you want and need!
Thanks for listening to the story of my journey. If you have friends or connections that are self-employed, and who are struggling with this same issue, I hope you will share this article with them. They will appreciate it and so will I.
All the best,
Jim
Jim Crump – [email protected] - 404-788-9621 - https://jcrump.com