Having a full day

We plan out days, weeks, months. Possibly you might be one to set goals for years or decades out. The ambition to have something or many somethings to do keeps many people motivated and excited about their future.

In the life of a financial professional, it is hardly ever a 40-hour week. You may have meetings early in the morning, late in the evening, or weekends just to accommodate a clients work schedule. In between making the time to sit and talk with clients and prospective clients, we do our research, handle paperwork, review documents. We have meetings and calls with asset managers, portfolio managers, and colleagues over client needs. Add in compliance meetings, conference calls about changes to account procedures or protocols to software. Then add-in going to various events to support clients, charities, networking.

While at the gym, we may be thinking about portfolio changes as we stare at the financial channels watching the tape and reading headlines. Our significant other becomes adjusted to the blank look on our face while eating dinner or watching a little television. They understand that asking what is on our minds will lead to many hours of conversations about financial matters. 

In all this people sometimes tell us, “you have a really full day”. But…wait… don’t we all? We all start a day in our lives at 12:00am and end it at 11:59pm. There is not “yet” (being optimistic that one of you out there will figure out a way here soon) any way around this. We ALL have and participate in the 24 precious hours we are given each and every day we get to be here.

We can allocate this day however we want to or need to. There are demands on everyone’s time and we hear the cries every day of people wishing they had more hours in the day. Each day is full. It is full of 24 hours to make the most or least of, your choice. Having the choice of a full day of doing what you want to or a full day of doing what you have to can depend a great deal on the financial planning you do early on.

Even with every aspect of financial planning we might provide, we still can not offer you any fuller of a day than the 24 hours you were given. Ironically, there was a fortune cookie paper that really drove this point home.

“A day is a span of time no one is wealthy enough to waste.”