A Happy Life Is a Coin Toss Away

A Happy Life Is a Coin Toss Away

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In Today's newsletter:

  • A Happy Life Is a Coin Toss Away
  • Confidently Wrong: How the Dunning-Kruger Effect Impacts Your Money
  • Here's How to Spend Your Money to Maximize Happiness


A Happy Life Is a Coin Toss Away

Let’s say you are thinking about quitting your job.

You make decent or even great money, but your boss is a jerk, the hours are long, and the work is dull. Maybe you have ideas for a business or want to find another job you actually enjoy.

You’ve obsessively weighed the pros and cons in your head for months and can’t bring yourself to make a decision.

So, what do you do?

Nothing.

Most people have a bias toward the status quo—they trust the devil they know more than the devil they don’t. This is how people get stuck in jobs and relationships that make them happy for years, decades, or even their entire lives.

Perhaps you know you want to quit that job, but you are afraid of what will happen because once you say, “I quit,” you can’t put that genie back in the bottle. You are like a kid standing at the edge of the diving board, looking into the pool. You want to jump in feet first, but you can’t bring yourself to do it.

What you need is that overly aggressive-friend who will sneak up and push you off the diving board. You’re terrified for those few seconds in midair, but once your feet hit the pool and everything turns out fine, you are secretly relieved—even if you are also annoyed at your friend for pushing you.

Your aggressive friend pushing you off the diving board is a catalyst to help you take action. While nobody wants to have their decisions made for them by someone else, it can be valuable to find a catalyst to nudge you to decide to take action or maintain the status quo when faced with important decisions.

What if your catalyst to make important decisions could be as simple as a coin toss?

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Confidently Wrong: How the Dunning-Kruger Effect Impacts Your Money

We all have that friend who acts like an expert on every topic that comes up in conversation. At the beginning of the night, they are giving you stock tips, and by the end of the night, they are explaining to you how the science of vaccines works—neither of which are topics they know anything about.

That friend has fallen victim to the Dunning-Kruger effect.

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Here's How to Spend Your Money to Maximize Happiness

The best comedians have jokes that make you say, “Why didn’t I think of that!?”

I’ll never forget the Seinfield bit where he described how we all deal with the?single hair stuck to the side of the shower wall , using the water from the showerhead to slowly push it down the wall and eventually down the drain.

The best tips on money are the same way: incredibly obvious in hindsight, but something you had never acted upon before.

One of these “obvious tips” is that if you want to use money to be happy, you should buy things that best match your personality.

Continue reading to learn:

  • What we know about spending money and happiness
  • How to figure out your personality traits
  • How to match your spending with your personality traits to increase happiness

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This article is for informational purposes only. It should not be considered Financial or Legal Advice. Not all information will be accurate. Consult a financial professional before making any significant financial decisions.

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