Happy Holidays!

Happy Holidays!

What happened this week?

Many investors are bearish because contrarian indicators show that there are too many bulls and not enough bears, and therefore too much complacency. This belief is based on the low readings of the VIX; a stretched valuation metric; and narrow yield spreads between corporate bonds versus US Treasuries. In this connection, the Skew Index has been trading at record highs for several months, fearing an imminent 5% pullback, 10% correction or 20% plunge. Citi Bank puts the bear case for the S&P 500 at 5100, stating that massive deportation of illegal immigrants and trade tariffs pose risks to economic stability. On Friday last, the benchmark was 0.6% below its record all-time high of 6090.

At the beginning of 2024, economists and market observers were increasingly confident that the disinflation trend that began the prior year would continue, allowing central banks to shift their focus in favour of easing monetary policy. This view was bolstered by the U.S. Federal Reserve’s (Fed) pivot toward a more dovish perspective as articulated by Fed Chair Jay Powell in December of 2023. Lingering concerns about the potential for a recession, exacerbated by gradually rising unemployment rates in the U.S., also supported the notion that central banks would shift to a more accommodative stance. Indeed, such was the optimism surrounding this scenario that global markets in January were pricing in almost seven 25-basis-point rate cuts by the Fed in 2024.

The most fun anyone has had at a Jerome Powell presser was when a reporter asked about President Trump removing Powell from his job. ?Otherwise, almost all the questions are about when and how much the federal funds rate will be cut.

In 2024, the Bank of Japan (BoJ) raised interest rates for the first time in over a decade, signaling a significant shift in monetary policy. Japanese equities responded positively, reaching new highs as investors anticipated that the driver of the BoJ rate hike –?the strongest Japanese wage gains in years –?would boost consumer spending and economic activity. Government support for wage increases has been central to the government’s economic strategy, and the interplay between tighter monetary policy, wage growth and political backing has created a pivotal moment for Japan’s economy, raising hopes for long-term stability and growth.

Inflation in Canada edged ever so gently toward the Bank of Canada’s (BoC) coveted 2% target in November, ticking down to 1.9% after a brief October blip. Yet behind this benign headline figure lies a curious mix of economic softening, consumer behavior quirks, and the unexpected influence of global pop icons. As Claire Fan of RBC Economics notes, “There were some unusual events in November that slightly distorted price growth in specific categories. Underlying inflation pressures, however, continued to broadly narrow and ease.”

The Federal Trade Commission (FTC) recently blocked the merger of Albertson’s and Kroger, which are the two largest stand-alone grocery chains. Their theory is that the merger would be anti-competitive and cause higher grocery prices. We find this to be another epic failure on their part to understand the purpose of the Sherman Antitrust Act as overseen by the Justice Department and the Federal Trade Commission.

The Federal Reserve’s December meeting delivered what markets largely expected: a 25-basis-point rate cut alongside a tempered forecast for future reductions. But buried in the details of Chair Jerome Powell’s statements and the Fed’s updated projections is a message of cautious optimism balanced by economic pragmatism. Claire Fan of RBC Economics sums it up: “The Fed cut rates by 25 basis points as widely expected, but also signaled a more gradual easing cycle going forward alongside upwardly revised growth and inflation forecasts.”

History shows us that the biggest surprises in a typical year aren't usually from out of left field (although that sometimes happens, as it did in 2020 with the COVID-19 outbreak). Rather, they are often hiding in plain sight. As goes one of my favorite quotes often attributed to Mark Twain: "It ain't what you don't know that gets you in trouble, it's what you know for sure that just ain't so." Surprises most often appear when there is a very high degree of confidence among market participants in a specific outcome that doesn't pan out—for better or worse. So, by identifying the unexpected, here are our top global upside and downside surprises to our base case outlook for next year, in no particular order.

While stocks continue to push higher, leadership remains in a state of flux. The first half of the year was largely a repeat of 2023: tech led the market. By mid-summer the narrative shifted; small caps, an asset class left for dead, staged a remarkable but ultimately short-lived rally. The narrative shifted again in early August, as a somewhat weak U.S. payroll report reignited recession concerns and pushed investors into low-beta, defensive stocks.

The return of Donald Trump to the White House in 2025, often referred to as “Trump 2.0,” is likely to bring renewed disruptions to China and Emerging Markets (EM). Trump’s promised trade policies, including proposals for across-the-board tariffs of 10 to 20% and a specific 60% tariff on Chinese goods, could lead to significant volatility in global supply chains. Such measures could heavily impact China’s export-oriented economy, potentially leading to further shifts in production to other countries.



Top-Performing:

  1. uniQure N.V. (QURE): ▲+108%?
  2. Reviva Pharmaceuticals Holdings Inc. (RVPH) ▲+66%?
  3. Procaps Group S.A. (PROC) ▲+61%
  4. OS Therapies Incorporated (OSTH) ▲+52%
  5. Rigetti Computing Inc. (RGTI) ▲+44%

Bottom-Performing:

  1. Microchip Technology Incorporated (MCHP) ▼-13%
  2. Intel Corporation (INTC) ▼-13%
  3. Federal National Mortgage Association (Fannie Mae) (FNMA) ▼-12.8%
  4. Caleres Inc. (CAL) ▼-12.5%
  5. Compass Minerals International Inc. (CMP) ▼-12%


Market Performance and Investor Sentiment

  • Tech Stock Movements: The "Magnificent 7" tech stocks, including Apple, Nvidia, and Tesla, attempted a recovery after a challenging period. This rebound coincided with a slowdown in the Federal Reserve's preferred inflation measure for November, sparking hopes for a "Santa Claus rally." However, concerns about a potential government shutdown and interest rate uncertainties weighed on investor sentiment.
  • Year-End Rally Uncertainty: Despite a strong year for the S&P 500, December experienced significant declines, raising doubts about the traditional year-end rally. The Federal Reserve's announcement of fewer interest rate cuts in 2025 and rising Treasury yields have contributed to market volatility.

Mergers and Acquisitions

  • Increased M&A Activity: Global mergers and acquisitions activity rose by 11% this year, with significant deals such as Capital One's $35 billion purchase of Discover Financial and Mars's $36 billion acquisition of Kellanova. This trend is expected to continue, especially with anticipated changes in antitrust policies under the incoming administration.
  • Potential Automotive Merger: Honda and Nissan are in early discussions about a potential merger, which would create a $52 billion entity, making it the third-largest carmaker globally. This move reflects the growing influence of shareholder activism in Japan and the government's focus on maintaining the country's industrial base.

Employment Trends

  • Anticipated Hiring Surge on Wall Street: Wall Street is preparing for a significant hiring surge in 2025, driven by renewed deal activity and lower interest rates. Sectors like technology, media, telecommunications, healthcare, and restructuring are expected to see heightened activity, with firms actively recruiting to handle the projected increase in deals.

International Investments

  • SoftBank's U.S. Investment Plans: Japan's SoftBank announced plans to invest $100 billion in U.S. projects over the next four years, focusing on artificial intelligence and related infrastructure. This investment is expected to create 100,000 U.S. jobs and reflects confidence in the future of the American economy.

Regulatory Developments

  • UK Capital Markets Initiative: The UK's Financial Conduct Authority proposed the creation of the Private Intermittent Securities and Capital Exchange System (PISCES) to rejuvenate Britain's capital markets. This platform aims to allow trading of shares in privately-owned companies, providing these firms with access to necessary funding and offering investors opportunities to diversify.

These events highlight the dynamic nature of the investment industry as it approaches the end of the year, with significant implications for market performance, corporate strategies, employment trends, and regulatory landscapes.

Regulatory Enhancements

  • Anti-Money Laundering Measures: Canada's Financial Transactions and Reports Analysis Centre (FINTRAC) is set to introduce a real-time feedback system using scorecards for financial institutions and businesses. This initiative aims to strengthen the monitoring and prevention of financial crimes. The move follows the imposition of stricter penalties, including a record $3 billion fine against TD Bank for a U.S. money laundering case. FINTRAC is also exploring advanced technologies, such as artificial intelligence, to enhance its monitoring capabilities.
  • Expanded Powers for FINTRAC: The Canadian government has proposed increasing FINTRAC's authority, including the implementation of higher financial penalties and the ability to issue compliance orders. This proposal comes amid growing pressure to address financial crime, especially with an upcoming review by the Financial Action Task Force.

Mergers and Acquisitions

  • Nippon Steel's Investment in Canadian Iron Ore: Japan's Nippon Steel and trading house Sojitz have agreed to acquire a 49% stake in Champion Iron's Kami iron ore project in Newfoundland and Labrador for CAD 245 million. This investment underscores the project's potential and marks a critical milestone in its development. The project aims to supply direct reduction iron ore for electric arc furnace steel production, supporting Nippon Steel's carbon reduction goals.
  • CI Financial's Acquisition by Mubadala Capital: CI Financial has agreed to be acquired by Mubadala Capital, a unit of Abu Dhabi's sovereign wealth fund, in an all-cash deal valuing CI Financial's equity at approximately C$4.7 billion. The acquisition price represents a 33% premium over the last closing price. CI Financial will maintain its structure, management, and Canadian headquarters while remaining independent from Mubadala's other businesses. This acquisition secures Mubadala a substantial presence in the U.S. wealth management market.

Market Movements

  • TSX Futures Ahead of U.S. Federal Reserve Decision: Futures tracking Canada's main stock index edged up slightly ahead of the anticipated U.S. Federal Reserve's rate decision. The Federal Reserve is expected to reduce interest rates by 25 basis points, with market focus also on updated economic projections and Fed Chair Jerome Powell's press conference. U.S. rate cuts typically benefit commodity prices, potentially aiding Canada's resource-heavy market.

Corporate Developments

  • Canaccord Genuity's Growth: Canaccord Genuity, a wealth management and advisory firm, reported significant increases in assets and fees following an acquisition spree. As of September 30, their total global wealth assets rose to above C$110 billion, marking an 18.3% increase from the previous year. Wealth management revenue saw an 8% rise, while investment banking revenue increased by 40%, primarily driven by improvements in the U.S., though most activity remains in Canada.







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