It Happened January 1st On New Year's Day?

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You did the celebration, even if was modified. You may have watched at least some of the parade and the game if you could find one.

And, you professed to yourself and the world that this year was going to be different.

You had things you were going to do. You were determined.

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Where are they?

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Or more specifically where are you with them now?

Is this just one more in the string of years in your life that your New Year’s resolutions appeared and then just faded away into the oblivion of life events?

I get it. I understand. Do you?

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If you start with that basic understanding it makes things a lot easier.

If you’re 50+ you probably already know that wishes are nice but they seldom come true. It can happen, it just rarely does.

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You’ve got more experience with those and you know that sometimes you actually get something done on that list.

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So, what’s the problem? Why do some things get done and others don’t?

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???????? ?????? ?????? ?????????????? ???? ?????? ????????’?? ?? ???????????????? (???? ??????) ???? ???????? ???????????? ???? ????????.

You do what is important to you at any moment in time.

You may not want to do something, however the immediate consequence of not doing that thing is something you want to avoid more than doing the initial thing so you do the thing.

It became your highest priority at the time and you got it done.

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???? ???? ???? ???????? ?????????????? ???? ???? ??????’?? ???????? ?? ?????? ?????? ???????? ?????????? ???? ??????’?? ???? ???????? ???? ?????? ?????? ?????????????? ?????????? ?????? ?????? ???????????????? ?????? ???? ?????????? ?????? ???? ???? ?????? ???????????? ???? ???????????? ???? ?? ????????????’?? ???? ????????????????’?? ????????????????.

That’s an immediate foreseeable consequence for not taking that action of going to work. So going to work is now a priority that we’re focused on.

It’s the same with your retirement.

At age 50, retirement is a concern.

You know that you have a short window of time to do anything meaningful for your retirement savings, but you have more immediate concerns, like attending those social functions, getting a new shiny car, going on vacation or a more basic taking care of the bad roof on the house.

???? ?????? ????+ ?????? ?????????? ???? ?????? ?????? ???????????????? ???????????????????????? ???? ?????? ???????????? ???????????? ?????????? ???? ???????? ?????? ?????? ???????? ????-????+ ?????????? ???? ???????? ???????? ?????? ???????? ?????????? ???? ???????????? ???????? ??????????????????.

Now, at age 60+ with an underfunded retirement account, you know that what you’ve been doing for the last 40 years of your working life has not worked for whatever reason.

You start searching for alternatives to make money faster, and or a business that you can start and run while you’re in “retirement”.

???????????????? ?????? ???? ???? ???????? ?????????? ???? ?????????? ???? ???? ?????? ???? ???????? ?????????????? ????????. ????’?? ?????????? ???? ???????? ???????? ?????? ???? ?????????? ?????? ???????? ?????? ???????? ?????? ?????????????????? ???? ??????????????.

Every day that goes by brings you a day closer to that point of “retirement” (not being able to work by your choice or by other circumstances).

Every day that goes by, your options on how to address this situation decrease.

So, if you want to get more of those New Year’s resolutions done, put fewer of them on the list.

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…???????? ?????? ???? ?????? ?????????? ?????? ???????? ???????? ?? ?????????????? ???????????????? ???? ???????? ????????.

??????’???? ???? ?????????????????? ???? ???????? ?????? ?????? ????????????????????.

Start here: https://drrousenow.com/

Dr Fred “focused for retirement” Rouse, CFP

The REAL Money Doctor

https://drrousenow.com/