Halcom Banking Solutions

Innovations for Financial Operations

In a global context marked by continuous changes in the financial sector, banking institutions and businesses alike are increasingly recognizing the need to adapt their operations to the modern digital environment. At the forefront of these adaptations are the banking solutions offered by Halcom, the result of fruitful collaborations with various business banks. In this article, we will delve into three solutions that have proven to be driving forces behind the digital transformation of the financial sector.

Hal E-Bank: Fundamental Multibanking Solution for Legal Entities

Hal E-Bank has emerged as a foundational multi-channel platform designed for legal entities that demand a high level of security and robustness in their banking operations. It distinguishes itself through its secure methods of authentication and authorization, relying on Halcom's qualified digital certificate known as One for All. Moreover, it boasts a meticulously crafted security environment for data transmission. However, its utility extends well beyond security.

Hal E-Bank also provides comprehensive management of accounts and payment traffic across multiple banks, encompassing SEPA payments, international transfers, SDD (Sepa Direct Debit), and mass payments. Furthermore, it facilitates the comprehensive management of e-invoices and is available in various editions, including a single-user version (Hal E-Bank Personal with a local database) and a multi-user version (Hal E-Bank Corporate, designed for larger enterprises operating on a shared database).

Notably, the Hal E-Bank/B2B upgrade facilitates automated integration between the electronic bank and enterprise resource planning (ERP) systems. In an era of evolving legislation and regulations, Hal E-Bank remains compliant with all pertinent regulatory frameworks, affirming its reliability and adaptability.

SME Solution: Supporting Small and Medium-sized Enterprises

The SME solution is tailored to meet the needs of small and medium-sized enterprises (SMEs). It offers a range of secure methods for authentication and authorization, secure data transmission, and comprehensive management of accounts and payment traffic with the chosen bank. The SME solution supports various banking products, including e-invoices, loans, deposits, and cards. Its modern, flexible, and personalized design aligns with the trends in banking solutions development, and it is accessible through web and mobile applications.

Like Hal E-Bank, the SME solution remains compliant with current legislation and regulations, a crucial advantage in meeting regulatory requirements in today's dynamic business environment.

Halcom MultiPay: Multibanking for Streamlined and Secure Financial Management

Halcom MultiPay represents a straightforward and efficient method for managing multiple accounts across different banks. It employs secure methods of authentication and authorization, with the added option of accessing it through a Halcom One, qualified digital certificate in the cloud. It is connectable with the Hal E-Bank solution, offering flexibility and efficient financial management.

The Halcom MultiPay solution is user-friendly, enabling quick, secure, and straightforward payments via a web or mobile application In addition to account and transaction overview, it supports management of various products, such as cards and e-invoices. The users are informed about the received e-invoice or package for sign through push messages on his mobile devices.

The Halcom MultiPay solution is adaptable for both smaller businesses, who can use it as a standalone solution, and larger enterprises needing centralized control over multiple accounts across different banks. Naturally, Halcom MultiPay remains compliant with all current legislation.

Halcom's banking solutions play an invaluable role in creating a solid and innovative environment for various legal entities. With advanced technology ensuring reliable and secure transactions, they set new standards in the banking sector. In the coming months, the focus will primarily be on streamlining processes and incorporating new banking products into the solutions to facilitate rapid adaptation to market changes.

However, security and reliability will remain central priorities for Halcom, as we strive to maintain the trust of the tens of thousands of companies that have been happily using our solutions for many years.