Get Out of Debt Free Help From Malcolm Tilsed

Get Out of Debt Free Help From Malcolm Tilsed

I hear people complaining all the time about how much debt they’re in and how they desperately want a way out and reduce their debts. Malcolm Tilsed would say: Are you still using your credit cards?

The answer is typically yes, which presents a big problem. If you really want to get out of debt, you will have to stop using your cards. The more you swipe, the more the balance climbs.

Having a hard time letting go? Try freezing the cards in a cup of ice. By the time you are able to access them again, hopefully you’ve changed your mind. And if you feel as if you can’t afford to let go because of financial constraints, start by setting up a spending plan and building an emergency fund to get you through those tough situations without having to resort to debt.