Get Instant Loans

Use more than 50 TOP coins as collateral for loans with the highest loan-to-value ratio (90%). Get loans in EUR, USD, CHF, GBPcoins and withdraw instantly to credit cards, banks or exchanges.

Collateral Options

How Backed Loans Work

1. Transfer coins to your YouHodler wallet

YouHodler accepts more than 50 currencies as collateral. No fees for deposits or withdrawals.

2. Get a loan and withdraw funds

Use our loan calculator to choose loan settings. Your loan approves instantly. No need to find a lender like in peer-to-peer (p2p) platforms. You instantly receive cash in EUR, USD, CHF, GBP or stablecoins, or popular currencies.

YouHodler works like a pawnshop. There is a temporary sale of currency, where YOU are the seller and YouHodler is the buyer. Following a predefined period of time, you repurchase the currency from YouHodler.

Our cash withdrawal options:

• Bank wire withdrawal via SEPA and SWIFT. Available worldwide.
• Withdrawal: buy any coin or stablecoins using our integrated exchange.

3. Manage your payments

By default, the loan daily fee is calculated every 24 hours from the loan opening moment and is charged from your wallet in borrowed currency. If there are no funds in the wallet to pay the daily fee, the system will add the fee to the repayment amount. You are free to repay the loan at any time and get back your collateral. You pay only for days when the loan was active.

4. Get your collateral back anytime

You can repay your loan using your YouHodler wallet, via AdvCash, bank wire, and even part of your loan collateral to get your money back.

5. Manage your loan

Use our list of advanced features to manage your loan conditions and react to the market’s movements