GenAI's Impact on identity verification process: Friend or Foe?

The influence of artificial intelligence (AI), particularly its branch termed Generative AI (GenAI), on cybersecurity represents a multifaceted and dynamic issue. AI technologies, GenAI included, have the capability to significantly improve cybersecurity. They achieve this by automating the detection of threats, sifting through large datasets, and enhancing the speed of response. However, these technologies also harbor the risk of being exploited for harmful intents. For instance, they can be used to craft fake digital identities that might impersonate actual individuals. This misuse poses a direct threat to security protocols, including electronic customer onboarding and identity verification procedures.

It is particularly intriguing to observe GenAI’s impact on authentication processes, to the extent that there are occasional scenarios where KYC processes may become...

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