Gems and Jewelry: Reimagining as Investment

Dear Valued Readers,

Greetings!

Probably, you wouldn't hesitate to buy a plot in another country as an investment; you also wouldn't think suspiciously before buying stocks at a foreign exchange; and for sure, you wouldn't back out to purchase a skyrocketing crypto currency. But certainly, you would choose to buy an iPhone or spend a vacation instead of investing in any types of gems and jewelry.

Preferably, you will purchase an item of gems and jewelry only after you are attracted to it once you see it, but you will still purchase it as a comfort in your life rather than an investment.

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Investing your money in stocks is a good idea. You will receive dividends periodically, and on top of that, the value of your stocks also grows with time. The best part is that you can sell your stock at any point if you need cash. While selling, you won't be charged abnormally; rather, enjoy the live rate applicable to all. Also, for your temporary cash requirement, you may mortgage it rather than sell it. Though it is just a piece of paper, now digital, the system to trade has gained acceptance as a currency.

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Professional investors, especially banks, are always in search of opportunities to invest. This craving gave birth to the word "real" for property investment. Unlike an investment on paper — a group of people — anyone can touch their investment in real estate. You buy a plot, and you can sit on it. You may rent out your property, which will pay you regular rents, and eventually, with time, the value of your real estate will also increase. So, investing in real estate is another great option. You can enjoy low interest rates on mortgages.

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Contrary to regulated paper and tangible property, crypto currency is another good form of investment. You may not enjoy facilities from banks since there aren't any, and you may not have anywhere to go if your digital wallet gets robbed or the tech company flies, but still, the growing value within a short time could be an advantage for you. Happy investment!

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But what happens to you when you think of gems and jewelry as more of an investment than a comfort? Why don't you invest in pieces of polished diamonds, rubies, emeralds, tourmalines, or items of regular jewelry available near where you live or on famous streets in your city? Do you consider it unregulated? Do you consider it unreal? Or do you consider it to have a lower return on investment?

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The commercial entity that is selling gems and jewelry is registered with the government and follows the rules, laws, and guidelines issued by industry public bodies. You can touch it or wear it. You will get a report on the scientific analysis of the gem you want to invest in. Ah, future valuation! Neither stocks, real estate, nor cryptocurrencies have a mark for future valuation. All of them are as speculative as any gem or item of jewelry. So why still don't you invest in gems and jewelry?

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I understand that you are a regular person and know nothing about gems and jewelry, but my question to you is, are you a master in the stock market, the property market, or the currency market? I understand that you are influenced by your pear, but my question to you is, aren't you influenced by the glamourous advertisement of jewelry in local papers, magazines, and social media by local and branded jewelers? I understand that you will require a locker to store the items. I don't have any questions about this, but I just wonder: won't having a locker at the bank be good for you? You can store your important documents that you don't want to lose, for example, stocks and property papers, there.

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What is stopping you from considering gems and jewelry as investment tools and a good asset class? OK, Sir Warren Buffet said that gold is a non-productive asset! But his business involves investing money. He gets to eat from the money he earned from his investment. He knows the investment market better than any of us and trade more often than us. I guess you and I are more concerned with the safety of our investment than the return because we cannot keep an eye on the market regularly. You and I, cannot afford to loose the principle money because we couldn’t investigate the financial market regularly.

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Tell me the real reason. I promise I will sort it out. Or shall I tell you why you hesitate to invest? I know a lot about you!

Thank you.

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