Funds and bonds in your portfolio

They should be part of any long-term investment strategy. Funds such as the Unit Investment Trust Funds (UITFs) of banks are easily available to most people.?

But what should you first check so that you maximize your returns? Find out in our story, "Important considerations you should not miss when investing in UITFs".

Bonds are important, too. Please check out "Basket of Top Picks: The best corporate and sovereign bonds we recommend". This one, however, is only available to our clients. You may visit any Metrobank branch for inquiries about our investment products for more discerning investors.

However, our explainer, "Why you should invest in retail treasury bonds", is available to the public. It also happens that the Bureau of the Treasury has just offered retail treasury bonds with a coupon rate of 6.25%. We believe it's a good chance to lock in higher leads before rates come down.

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Important considerations you should not miss when investing in UITFs

In recent years, an increasing number of individuals have turned to Unit Investment Trust Funds (UITFs) as a means of investment. The 2023 Bangko Sentral ng Pilipinas Financial Inclusion survey revealed a notable 12.2% year-on-year rise in the number of UITF participants.

Despite this surge in popularity, there remains a significant gap in financial literacy, as evidenced by the 2023 BSP survey, with only 2% of respondents answering all six financial literacy questions set by the BSP. Against this backdrop, this article aims to educate the significance of pooled investments like UITFs and to shed light on common investment pitfalls associated with them.

Read more: Important considerations you should not miss when investing in UITFs

Basket of Top Picks: The best corporate and sovereign bonds we recommend

Picking the best bonds to include in your portfolio requires either access to a savvy investment counselor or extensive and reliable research. Metrobank can provide both.

In this first part of the series about our bond recommendations, we provide what we think are the best bond picks given our view of how the market will move in the coming months.?

Read more: Basket of Top Picks: The best corporate and sovereign bonds we recommend

Why you should invest in retail treasury bonds

Just recently, the Bureau of Treasury (BTr) launched Retail Treasury Bonds (RTB) 30, an investment program offering cheap and risk-free government securities to the public.

RTB 30 has a five-year tenor with a gross interest rate of 6.25% per year. Interest payments are given every quarter until the bond’s maturity in 2029.

Read more: Why you should invest in retail treasury bonds

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