FSC First Celebrates Hispanic Heritage Month – Join Us!

What's happening at FSC First??

In the September edition of Capital Acces$, we’re celebrating Hispanic Heritage Month, sharing a success story, showcasing FSC First in the community,?spotlighting a small business, highlighting community events and grant opportunities.

FSC First Celebrates Hispanic Heritage Month

Did you know?that nearly five million Latino-owned businesses in the U.S. contribute more than $800 billion to the national economy every year? FSC First is honored to support these entrepreneurs driving economic growth and innovation in our community. We're committed to offering financial solutions that empower Hispanic-owned businesses to thrive.

FSC First Supports Hispanic-Owned Businesses

Meet Jeimy Flournoy of Salon 809

Jeimy Flournoy 's journey with Salon 809 - A Dominican Hair Salon is a true testament to passion and empowerment. She transformed her vision into a thriving business despite the challenges of entrepreneurship. With the right support from FSC First and her unwavering determination, Jeimy turned her salon into a beauty and wellness destination. Beyond building her business, Jeimy is committed to giving back, actively participating in FSC First's Level Up programming to uplift other entrepreneurs. Her success story shows the power of resilience, community impact, and strategic support. Let Jeimy’s story inspire you to aim higher.?Watch more about Jeimy's story here!

Are You Interested in Growing Your Business with Access to Capital?

START YOUR JOURNEY HERE!

FSC First in the Community?

Mrs. Moore's Childcare Expands Its Care and Business Thanks to the MWBC Child Care Program

A 2018 study by the?Maryland Family Network?revealed a staggering impact on the state's economy: over $1.28 billion in annual losses due to childcare-related absenteeism and turnover.

One of the key drivers of these disruptions is the decline in family childcare (FCC) providers, leaving many unable to find adequate childcare during business hours. In response to these challenges, FSC First and the Maryland Women's Business Center (MWBC)?introduced the MWBC Child Care Business Program in Prince George’s County. The pilot incubator program provided nine small business childcare providers with skills and resources to expand their offerings—helping Maryland families regain their footing and pushing the businesses toward greater success.

Funded by FSC First, the course provided participants with training on foundational business tactics, marketing strategies, operational best practices, and financial management as well as an FSC First-led module on “Access to Capital.” Participants also received hands-on technical assistance from experienced consultants during the five-week program.

Click?here?to learn more about programs and support available from FSC First and their partners.

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FSC First Business Success Story

Small businesses are the backbone of our communities, and we are proud to support their growth and success. One of our recent success stories is Terrapin Care Center LLC , a thriving multidisciplinary medical clinic located in College Park, MD, specializing in noninvasive pain management. Since 2001, they’ve been providing patients with an alternative to drugs and surgery, focusing on long-term wellness.

What sets Terrapin Care Center apart is their holistic approach. Offering a range of services, including chiropractic biophysics, physical therapy, spinal decompression, acupuncture, and nutritional counseling, they address pain at its root. Their mission is to not only relieve pain but also empower patients to live healthier lives.

With their exceptional patient care and positive reviews, it’s no surprise that Terrapin Care Center is expanding. Thanks to our?Small Business Capital and Growth Stimulus Fund?loan, they’re investing in marketing, hiring additional staff, and acquiring new equipment and technology to better serve their community.

To learn more about Terrapin Care Center’s journey and how they are continuing to innovate in pain management, visit their?website?or connect with them on?LinkedIn,?Facebook,?X (formerly Twitter), and?Instagram.

Community Events & Grant Opportunities?

Pathways to Progress Summit: Advancing Latino Wealth Creation and Economic Growth in Maryland

Brought to you by the Maryland Latinos Unidos (MLU), this pivotal event on October 1, 2024, will feature an inspiring keynote address from?Comptroller Brooke Lierman , followed by a dynamic conversation with?Secretary of Labor Portia Wu ?and?Special Secretary?of Small, Minority, and Women Business Affairs?@Yolanda Maria Martinez?from GOSBA Maryland . The summit will also include plenary sessions from other community leaders making a positive difference in the Latino community.

REGISTER

Capital Matters: Key Documentation,?Accounting Systems

Don’t miss this chance to elevate your business with the support of FSC First’s Capital Matters program facilitated by Will Holmes Consulting (WHC) . Join the sessions and refresh your knowledge in these areas. Take a step towards a brighter future for your business.

REGISTER

TEDCO: Social Impact Funds

Attention Maryland early-stage tech startups from all industries. TEDCO provides funding resources and connections for early-stage technology companies and through their Social Impact Funds program, early-stage tech companies can apply for the funds they have available. The program is designed to engage and invest in economically underserved founders and communities.?

MORE INFORMATION

Level Up Events

For more information about upcoming Level Up programs, click below.

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SBA 504?Rate Update

Unlock Exceptional Rates with FSC First!?Take advantage of our?SBA 504?loan, now?below 6%!?Perfect for multi-purpose commercial real estate, owner-user commercial real estate, and has fixed rates for up to 25 years.?Close the deal and watch your clients’ satisfaction soar. If you are interested in SBA 504 Commercial Real Estate Loans or equipment financing, please submit a loan inquiry form to get started.

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