From compliance to growth: fintech strategies for 2025

From compliance to growth: fintech strategies for 2025

Ring in the New Year with Powering Fintech: We dive into the future of fintech in 2025, featuring our CEO’s insights as we wrap up 2024 alongside his American Banker op-ed. Find out how smart fintechs are navigating compliance, and don’t miss our upcoming webinar on the outlook for 2025 with some of Cross River's leaders. Plus, explore our latest consumer lending report and more...


THE PAST AND THE FUTURE

A year-end message from our CEO

Our CEO, Gilles Gade, takes a moment to reflect on Cross River's incredible journey and the exciting path that lies ahead. From our record-breaking growth in payments to our ambitious mission to construct the financial infrastructure of tomorrow, the crucial role of adaptability and innovation in the face of change. Read more ->


OP-ED

Gilles Gade in American Banker’s BankThink: Trump’s appointment of Sacks bodes well for smarter fintech regulation

The incoming administration is showing signs of a more forward-thinking approach to innovation and fintech regulation. In this American Banker op-ed, Gilles lays out his multistep plan to fundamentally change outdated regulatory models. Read our CEO’s piece here ->

Don’t have access to the American Banker article? You can also read his plan here.


CROSS RIVER VIEWPOINT

Beyond box-checking: why fintechs build with compliance first

Remember balancing checkbooks? Today's fintech leaders are transforming that old-school financial oversight into a powerful growth engine. Discover how fintech companies are turning compliance from a regulatory burden into their competitive edge, unlocking new synergies and driving innovation. Read our exclusive insights on building a future-proof fintech strategy.

Read more ->?


SAVE THE DATE

[Webinar] What's Next for Bank-Fintech Collaboration: A 2025 Outlook

JANUARY 23 | LIVE WEBINAR

Join us this month for a session with Cross River’s leaders as they reveal key trends and products shaping the future. Discover potential regulatory changes with the new administration and explore the exciting opportunities and formidable challenges awaiting banks and fintechs. Don't miss this chance to gain insights and stay ahead in the ever-evolving financial landscape! Register now ->

SFVEGAS 2025

FEBRUARY 23-26 | LAS VEGAS, NV

Will you be attending? Our Capital Solutions team will be speaking at this year’s Vegas event. Tune into our Chief Investment Officer, Noah Cooper’s session on Private Credit's "Golden Moment" - Examining the Factors Behind its Meteoric Rise, and Head of Capital Markets, Ryan Callahan’s session on Unsecured Consumer ABS Market: Investment Opportunities.

View agenda ->


CROSS RIVER IQ

Consumer lending quarterly review: decoding the consumer lending landscape

Our comprehensive quarterly review of consumer lending is out! We dive into the latest trends, including insights from both nonbank and bank earnings. Uncover key movements in originations, charge-offs, and deposits, and an increase in Marketplace Lending (MPL) new issue volume. Read the full report ->


CROSS RIVER'S HEAD OF FINTECH BANKING

[Podcast] On real-time payments and global transactions

Adam Goller breaks down how real-time payments and cross-border transactions are changing the future of finance from “please allow 3-5 business days” to “done before you can blink”. Tune in for all his insights on the future of finance. Listen in ->


Explore how Cross River delivers the infrastructure that enables financial solutions.

Get in touch ->



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