Fremont Street Intelligence
Fremont Street
Strategic Business Development and Marketing for the Mortgage Services Industry
●????? Hosts: Jonathan Lawless and Jeremy Potter
●????? Guest: K.C. Cleary Pathway Homes
○????? Pathway Homes utilizes an innovative rent-to-own model to help address some of the inequities in the mortgage purchase market.
●????? Rent to Own Benefits
○ A portion of rent goes to purchase
○????? allows people to work on credit and build equity
●????? Ever wondered why we don’t just bump out mortgages to 40 years?
○????? Doesn’t address the root cause of high prices
○????? may cause prices to go higher
○????? Even with the risks, the idea may be used as part of a toolbox for making housing affordable
●????? The episode emphasizes the importance of incremental progress and long-term commitment to innovative housing solutions, despite the challenges posed by existing systems
●????? The episode is sponsored by Built Rewards, a program that rewards rent payments and offers points for various uses.
●????? Host: David Lykken Lykken
●????? MBA predicting flat interest rates and volumes for the next two years (This episode was pre-election)
●????? Wondering what is up with the FTC Non-Compete rule? A good discussion about 39 minutes in. Where is the happy medium between over use of non-competes, and enforcing non-solicitation?
●????? Did you know homeowner equity is at $35 trillion? Wow, maybe an opportunity for alternative financing
●????? Angel AI had 6000 new sign-ups last month, wow good for them
●????? Podcast sponsored by Transformational Mortgage Services
●????? Kent McPhail McPhail and co-host Steve Hladik
●????? ? James “Jim” Lee, President and CEO of Susquehanna Polling & Research, Inc. and Owner of the Bartlett Group
●????? Special episode to discuss polling, and how polling works
领英推荐
●????? Ever wonder about the challenges in polling? It is important to get a broad range of data.
●????? Jim Lee is still a big believer in calling people
●????? Also, text messages, internet research, and collecting online panel data are important data.
●????? In 2016 a lot of firms missed the true support for Donald Trump. Also, in 2016 Donald Trump was telling his supporters to ignore the polls, and his supporters were “shy” as it relates to polling.
●????? Jim weighed in on? American is on the “wrong track” voters and explained they are leaning towards Donald Trump because he's the party out of power right now.
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●Guest - @ Brad Blumberg , from Aster Key
●????? Host: Brian Vieaux
●????? Aster Key is a tool to help borrowers take control of their financial data and is intended to reduce the risk of data breaches
●????? Aster Key emphasizes that consumers should own their financial personas, similar to how athletes own their image and likeness.
○????? This approach challenges the traditional model where credit bureaus and data brokers control and sell consumer data without explicit consumer consent.
○????? Permission-Based Sharing: Aster Key introduces a permission process where consumers can control who accesses their data and for what purpose.
○????? Anonymity in Transactions: The platform allows consumers to start financial transactions, such as mortgage applications, anonymously.
●????? Host: Michael Hammond JD, CMT ??
●????? Tim Nguyen , founder and CEO of BeSmartee
○????? BeSmartee mission is to make digital mortgages "powerfully simple" for consumers, borrowers, and referral partners.
○????? BeSmartee digital mortgage solutions provide automation of data and processes to achieve operational efficiencies.
○????? BeSmartee serves retail, consumer-direct, and wholesale lenders, with a focus on delivering a 7-day mortgage close.
○????? BeSmartee integrated the best features of their platform and two top competitors into one unified platform, adding a mobile app and overhauling the consumer experience.
●????? Jack Gordon , CEO of WebRecon,
○????? WebRecon helps companies screen consumers to identify those with a history of filing lawsuits against creditors, debt collectors, and other financial services providers. This allows companies to make informed decisions about whether to do business with those high-risk consumers.
○????? WebRecon allows companies to avoid the high costs and nuisance of defending against baseless lawsuits filed by repeat filers, which was a personal challenge faced by the WebRecon CEO, Jack Gordo
○????? Trying to design the perfect conference booth? Jack recommends bold and minimalist