Free Credit Reports
Millions of consumers each year pay for credit monitoring access. Some of the most common monitoring services are actually owned by the credit bureaus themselves. Even though these services typically offer a 30 day trial, they often start charging monitoring costs after that 30 day period.
You will need access to your credit report to help you during the dispute process. However, once your process is complete, you don’t need to keep paying those monitoring fees.
Remember this information: You can get a free copy of your credit report with no strings attached.
You can get this free report online at www.annualcreditreport.com. You can also download the request form at www.ftc.gov/credit and mail it to Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Or, you can call toll-free to receive your credit report at 1-877-322-8228.
After ordering, you should be able to download your credit report immediately on the Annual Credit Report website. It will take up to 15 days to receive your report if you order by mail or phone.
We look forward to helping you achieve your goals, and provide better opportunities for you and your family. Give us a call. We are standing by, ready to help!