Form 1099 for Nonprofits: How and Why to Issue One

Form 1099 for Nonprofits: How and Why to Issue One

You have many talented individuals who help you work towards your nonprofit’s mission. When it comes to?hiring contractors and employees , you pay both of them to conduct the work, so does that mean the IRS views both in the same light?

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Actually, there is a big difference between the two in the government’s eyes. Specifically,?the IRS states ?that,

“The general rule is that an individual is an independent contractor if the payer has the right to control or direct only the result of the work and not what will be done and how it will be done.”

While contractors provide a specialized service (without the input as to how to do that job) for your organization, your staff members are given a job description and are told how their job should be performed in the office.

Because the IRS views these two things very differently, you must issue tax forms very differently.

When you hire an employee, you’ll need to issue a W-2 for tax purposes. Meanwhile, if you hire a contractor for your organization, you may have to issue a Form 1099 as tax season rolls around.

1099s are a beast that many organizations need to tackle. With enough foresight, it’s best to learn as much as you can before you hire these individuals. If you’re a little behind, no worries! We’ll cover all of the basics here.

Here at?Jitasa , we know that tax season can be a point of stress for many nonprofit organizations. We’re passionate about making it a little easier for organizations like yours. Using our first-hand experience, we’ve put together this guide to help organizations who may be confused about 1099s for nonprofits to better understand why they're important and how to issue one.

You can use the navigation below to jump to the sections you’re most interested in or read with us from the top:

  1. What is a Form 1099?
  2. Why do nonprofits issue 1099s?
  3. How do organizations issue a Form 1099?
  4. What’s the timeline for issuing 1099s for nonprofits?

As a nonprofit, you want your primary focus to be on your organization’s mission, not worrying about confusing tax forms. That’s why thousands of nonprofits trust Jitasa to take care of their required tax information for them. When you outsource your accounting needs to Jitasa, we’ll issue your 1099 for you, saving you a lot of hassle.

That being said, it’s also important for you to understand what these forms are and how they’re used. Let’s dive a little deeper into 1099s for nonprofits.

What is a Form 1099?

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A Form 1099 is the miscellaneous income tax form, used to prepare and file income information that is separate from wages, salaries, or tips. For nonprofits, you must issue this form when you contract individual workers and vendors to complete work for the organization.

As quoted by the IRS earlier, an independent contractor is classified as someone who is paid by a person or company possessing the right to control or direct the resulting work.

Oftentimes, the work that nonprofits need to complete doesn’t need to be handled by a brand new internal employee.?Hiring employees ?and keeping up with compensation, benefits, and employee retention strategies can become very expensive very quickly.

If you don’t have quite enough work to warrant hiring a new employee, contract work might be the best answer for your organization.

Don’t get us wrong, hiring employees to manage different aspects of your nonprofit is key for growth! But be sure not to hire more employees than you can fairly pay or to hire prematurely and put your organization in a precarious financial position. Rather, carefully analyze if you should be hiring or contracting (or asking a volunteer with the appropriate experience) to complete the work that needs to be done.

Then, securely store all of the information regarding the work they completed for your organization and the payments you issued to them. This will help you if you need to issue 1099s for your nonprofit.

Why do nonprofits issue 1099s?

In order to file this form, your nonprofit needs to have?top-notch bookkeeping systems . That’s because you’ll need to track the payments you make to all vendors (who are treated as independent contractors), persons, subcontractors, and independent contractors from whom you buy services.

You’ll know that you’ll need to issue a form 1099 when the following four conditions are met:

  1. You made the payment to someone who is not your employee.
  2. You made the payment for services in the course of your nonprofit organization.
  3. You made the payment to an individual, partnership, vendor, or estate.
  4. You made payments to the payee amounting to at least $600 during the year.

Take, for example, a writer who you contracted to help with your organization’s website copy. They worked for your organization for six months to revitalize the website. Over that time frame, you paid the writer $10,000. In this case, you would definitely issue a form 1099 for that individual. They were an individual who was not your employee, helped develop something for your organization, and you paid well over $600 for their services.

Just as important as knowing when you should issue a form 1099, your organization should know when you don’t need to issue one. For example, in the case of scholarships or fellowship grants, you won’t need to issue a 1099. This is because these funding sources are considered wages and are reported on a IRS Form W-2.

Other payments for which a Form 1099-MISC is not required include:

  • Generally, payments to a corporation (although there are always exceptions)
  • Payments for merchandise, computers, storage, and similar items
  • Payments of rent to real estate agents
  • Wages paid to employees (report on Form W-2)
  • Military differential wage payments made to employees while they are on active duty in the Armed Forces or other uniformed services (report on Form W-2)
  • Business travel allowances paid to employees (may be reportable on Form W-2)
  • Cost of current life insurance protection (report on Form W-2 or Form 1099-R)
  • Payments to a tax-exempt organization including tax-exempt trusts (IRAs, HSAs, Archer MSAs, and Coverdell ESAs), the United States, a state, the District of Columbia, a U.S. possession, or a foreign government

Form 1099s for nonprofits may seem a bit confusing at first glance. However, if you follow the four guidelines listed above, you should have no trouble determining when it’s appropriate for your nonprofit to issue the proper form.

If you do have a confusing situation or want some assistance with the issuing process, we recommend working with a specialized nonprofit accountant.?Jitasa’s expert accounting team ?helps nonprofits determine the exact situations when a 1099 is necessary and fills out the required paperwork for you.

How do organizations issue a form 1099 for nonprofits?

As we mentioned earlier, nonprofits need to implement effective bookkeeping practices to ensure their 1099 forms are all complete and accurate. Before you even start thinking about the 1099, you have to ask your contracted workers to fill out a form W-9.

What is a W-9 and how does it relate to your nonprofit’s 1099?

The W-9 is a simple form that you ask your contracted workers to fill out before you get started on the 1099. It’s an important document because it allows the IRS to match up the 1099 forms that you report and the tax returns that are filed by the contracted individual.

The W-9 form is only a single page asking for:

  • Business and/or Individual’s Name and Address
  • Business and/or Individual’s status (i.e., corporation, LLC, sole proprietor, etc.)
  • Social Security Number (for sole proprietorships and individuals)
  • Tax ID Number (for applicable business entities)

We recommend that you ask contracted workers to fill out the W-9 at the very beginning of your working relationship with them. This will save your organization a lot of time and energy when the end of the year rolls around.

If you’re curious about the W-9 form and want to learn more about it, check out our?guide on best practices for IRS Form W-9s .

What information do you need to issue a form 1099?

When you go to issue the necessary 1099s for your nonprofit, you’ll need to include the information requested in the W-9s, so be sure to keep these forms organized for easy access! However, that’s not everything you’ll need. You’ll also need to track information throughout your relationship with the contracted individual to include on the form.

Specifically, you’ll have to pull together the following information:

  • The category of the payment
  • An account number
  • Tax withholding information

The form is fairly short, but if you misplace any information or fill it out incorrectly, you’ll be responsible for any resulting penalties. The screenshot below shows what the form is liable to look like:

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What’s the timeline for issuing 1099s for nonprofits?

So you know that your contractor will need to use this form to file their own taxes, meaning you’ll need to file this form fairly early in the tax preparation process. But when do you need to have them completed by?

If you have 1099s to send out, bookmark your calendar to make sure they’re completely done and sent off before?January 31st. Of course, earlier in the month is advised in order to reduce your own stress levels.

When you purchase your 1099s for your nonprofit to fill out, you’ll also find a form 1096 and related instructions in the pack. This form should also be filed along with the 1099s. The 1096 is essentially a compiled list of all the 1099s issued by your organization.

What happens if you don’t file on time?

There are penalties if your organization fails to file your 1099 on time or files it incorrectly. These penalties create a financial burden and hindrance that you definitely don’t want to encounter. They also apply per 1099 form that your organization issues.

Here are the penalties you’ll encounter:

  • $30 penalty for filing a 1099 less than 30 days late
  • $60 penalty for filing a 1099 more than 30 days late and before August 1
  • $100 penalty for filing a 1099 on or after August 1
  • $250 penalty for intentional failure to file

As you can see, these penalties are not small. If you file more than one 1099 form during the course of the year, the fees can really add up. The best way to avoid this is to?file correctly and on time.

Tax season is never exactly fun. However, it doesn’t need to be a daunting task each and every year. By keeping all of your forms well organized, your nonprofit never needs to worry about enduring stress during this time of the year. However, it always helps to have an expert on your team!

Learn more about other tax season topics that accounting experts can help you with by reviewing these helpful resources:

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