Forget 30 Years Of Wealth Building: Cover Your DEWA Bill In 30 Days To Create Financial Freedom At Rocket Speed

This is an article on Mike Tyson, Lab Rats And “The Winner Effect”. I guarantee that it will change your financial life by shifting your current behavior.

I’m going to tell you a silver bullet that I’ve used for myself and 100s of UAE expats in my financial planning practice… The same system that has retired 12 under 40 years old in 2024.

This strategy becomes rocket fuel in the financial lives of almost all my clients, creating far more momentum than “buying everything on a brokerage and holding it forever”, “paying off your debt”, “creating rental income”.?

Most expats are blown away from how much they can achieve in 30 days compared to the decades of indecision, numbness and disappointment they’ve seen in the financial services space…

Before me, my clients had already tried out different investments and had some stock wins…

They can do it themselves and they’ve also worked with professionals before.

But they’ve also felt disappointment, numbness and shame around their results…

My clients, who are already seasoned investors with brokerage portfolios and/or properties, have spent hundreds of sleepless nights wondering…

“How will I afford my kids’ education?”, “What if something happens to my job?”, “What if I don’t want to move back home, but now much of my wealth is tied up there?”

Because every strategy so far has only increased their reliance on a salary.

More burdened and less free.

This is the opposite of how I do things.

When my clients work with me…

They move from a life of “I have to do” to a life of “I get to do”.

• The option to work—or not.
• The option to pay for your kids’ education with dividends.
• The option to support a spouse’s career break or buy a car purely with dividends.
• The option to use AED 200,000 dividends to pay for a business class round-trip to Paris.

My clients let go of all that stress at once to experience a life of exhilarating options.?

And all because I focus on ONE THING over everything else… Cash flow.

Without the contracts or commitment of long-term wealth building, starting a second career or adding more financial volatility to your life.??

And it all starts with a surprisingly small goal: knocking out your smallest bill with passive income, like a DEWA bill.

Using “Winner Effect” To Add Rocket Fuel To Your Financial Life

Your first small win makes you feel like a winner.

Knocking out your AED <500 DEWA bill will give you enormous amounts of momentum.?

It sets you up to expect to win. It’s a shift in identity, faith and confidence.

And there’s science behind this… (Read: The Winner Effect)

Let’s start with a story about Mike Tyson. After three years in prison, Tyson needed a victory to get back in the game. His management team set him up with a weaker opponent, Peter McNeely, knowing that winning, even over a “weaker” competitor, could reignite Tyson’s confidence and his path to greater victories.

Mike Tyson won by disqualification... and it put rocket fuel in his self-confidence.

It’s a well-studied phenomenon: by setting yourself up with a winnable opponent and claiming that victory, you start to expect to win. And this expectation builds momentum for future wins. For boxers, early victories are crucial, even if they’re easy. Each win fuels them with confidence to tackle the next, harder opponent.

The science of the winner effect is extensively studied on lab rats.

So what does this have to do with financial planning??

Most people set themselves up to fail by jumping to very ambitious goals...

Without having any interim goals to feel any sense of victory.?

This is what leads to disappointment, lack of momentum and numbness...

They start off bright eyed and bushy tailed in the world of finance and end up sorely disappointed.

They're told to plan for “long-term wealth”—3-4 properties, kids’ universities paid off, regular vacations—all while relying on one stable income source, volatile assets, and often more bills than assets.

This looks great on paper. But feels like handcuffs and suffocation in real life.

They’re told to focus on “building wealth” without a clear path forward, so they stay stuck in a cycle of dwelling in periods of loss, numbness, and lack of momentum towards their financial vision.

Winning SMALLER Makes You Feel Like a Winner

Instead of aiming for huge, distant goals right away, start by covering your DEWA bill with passive income.?

For example, if you invest AED 50,000 at 12% return, you never pay your DEWA bill again.?

The small victories increase the feeling of winning..

And the FEELING of winning gets you closer to financial freedom, faster than trying to “build wealth” over 10 years without seeing results.

Prioritising Small Wins Will Bring You Financial Freedom in 5 Years or Less

With my clients, we prioritise investing in cash-flowing assets, building diverse portfolios with 12-18% returns.?

We don’t just talk about net worth, long-term wealth building or property accumulation; we focus on small wins and immediate income.?

That means collecting steady wins now, in between the big picture of intergenerational wealth and the day-to-day reality of where you currently are.

This is the same strategy I’ve used for myself and the 12 people under 40 who I’ve helped achieve financial freedom.?

Freedom at a trailblazing speed is possible when you shake off decades of shame, anxiety, and panic around money and investing—and finally quit procrastinating building momentum.

In between worrying every time you spend money, feeling anxious about the next 5-10 years, and feeling shame over past investments…

There must be a realistic next step where it’s easy for you to win. Where you can knock out an easy opponent or like Mike Tyson’s first match after prison, win by the opponent’s disqualification.

Pause on your million-dollar penthouse goal—that won’t feel good.

Instead, knock out your 500 AED DEWA bill with passive income in the next 30 days.

Choose to win.