Focus on Consistency for Return on Life (ROL)

The most impactful investments tend to be those we make consistently over time. When we stick to a plan and keep checking off the items on our to-do lists, our efforts compound and build toward the results we want.

Think about how being consistent in these three areas could help you achieve your long-term goals and improve your Return on Life.

1. Your Personal Habits

Did any of your 2025 resolutions make it past "Quitter's Day"?

According to several studies, most people give up on their New Year's goals by the second Friday in January. This happens because many focus on the end result instead of the actionable habits that will help them get there.

For example, saying, "I want to learn Spanish" sounds achievable. But if you don't set up a schedule for taking an online class, running through flashcards, and reinforcing what you've learned in daily communication, you'll never get past counting to "diez." Eventually, it's the missed days of learning that compound instead of the learning itself.

In the hustle and bustle of work and family, we often lose sight of how much control we actually have over our time. Start by creating a morning routine that helps you hit the ground running. Use that foundation to build more structure into your day, including time for your personal goals. If you're struggling to block time for new habits, use an AI assistant or scheduling tool to help design a daily or weekly routine that you can tweak and invest in consistently.

2. Your Career

Whether you're running your own company or climbing the corporate ladder, consistency is often the key to business success. Customers return to brands they know and trust. Top talent sticks with companies that provide security and clear paths to opportunity. And co workers and supervisors rally around those they can count on to perform even under pressure.

However, consistency can also lead to feeling stuck in a rut, doing the same thing every day under the same system of incentives or rewards. High performers might also find themselves consistently saying yes to extra responsibilities, leading to stress or burnout.

Clarifying your career goals can help you determine the best uses of your time. Find the right balance between delivering value to customers and co workers while valuing your own strengths. Double down on skills that help you excel. Work with a coach or mentor who can help you make consistent improvements in areas that might be holding you back.

And as part of your consistent work routine, don’t forget to take advantage of benefits like sabbaticals, volunteer opportunities, and vacation time that allow you to recharge and refocus.

3. Your Financial Plan

Consistent saving and investing is the cornerstone of any solid financial plan. The sooner you harness the power of compounding interest, the sooner your money can start working for you. Automating contributions to your savings, investments, and retirement accounts ensures your wealth grows consistently over time.

But in life and work, plans change. We get new jobs. We welcome new family members. Major transitions—like moving, planning for college, or caring for elderly relatives—can shift our financial priorities.

Even as life evolves, a Life-Centred Planning approach helps maintain steady progress toward your goals, including retirement. At Geoff Dyckes Financial Consultancy, I help clients create financial plans they can depend on at every stage of life. If you’d like to explore a financial strategy that aligns with your aspirations and lifestyle, let’s start a conversation today.