FM Global Cargo
Protecting your precious cargo from risk requires dedicated service and deep knowledge of international trade in today’s regulatory and reporting environment. FM Global Cargo offers comprehensive cargo coverage and risk engineering services, along with superior claims handling.
Protect Your Goods from Ship to Shore
In a global economy, any multinational company needs to protect its goods in transit to stay competitive. Whether you ship by land, sea or air, our cargo insurance coverage provides solid protection from the moment your goods leave the warehouse until they arrive at their destination.
FM Global Cargo understand the issues that impact your business, including just-in-time delivery, supply chain complexities and business interruption exposures. And we tailor our terms and conditions to suit specific transportation or protection needs—including exhibitions, product installation, sales samples, storage at locations and marine business interruption.
You can purchase cargo insurance coverage on a stand-alone basis, or it can be coupled with an existing FM Global all-risk policy to close any potential coverage gaps.
Your Partner in Cargo Protection
A single cargo loss can disrupt your entire supply chain and have a lasting impact on your resilience and reputation. Insurance alone isn’t enough; FM Global cargo risk engineering can offer your logistics team additional support and provide another layer of protection to ensure your shipments arrive safely.
Whether you’re shipping by land, sea or air, our cargo risk engineers provide an intricate knowledge of shipping procedures. They’ll work with you to understand the hazards throughout your own supply chain and distribution system, to develop a cost-effective, highly efficient, tailor-made cargo risk management plan.
The dedicated FM Global cargo risk engineers will work with you to:
- Identify key areas of exposure throughout the entire system
- Gain a thorough understanding of your specific goods, services, processes, primary hubs and distribution locations
- Prepare a detailed cargo risk assessment specific to each location and overall operations
- Prepare loss prevention recommendations to minimize business exposure
- Assist you with establishing a proactive risk management plan
- Reduce identified exposures and prevent loss
Your customized plan can be regularly reviewed to meet your ongoing risk management objectives, support loss prevention protocols, and be used to compliment your cargo security processes and procedures throughout your supply chain.
Cargo risk engineering recommendations are reviewed by our cargo underwriters to enable them to offer you the most favorable and cost-effective coverage.
Prompt and Professional Cargo Claims Handling
Non-delivered or damaged goods. Cargo-related crime. Natural disasters. Evolving geopolitical concerns. An ever-changing global business environment makes even the most well-protected supply chain vulnerable.
If a loss does occur, our FM Global Cargo Claims Team has worldwide capabilities to get your claim resolved promptly and fairly. Following a loss, our cargo claims specialists and cargo adjusters work with you to:
- Evaluate the extent and cause of loss
- Provide advanced or partial payment
- Support efforts to recoup costs through subrogation
- Assist you with all aspects of your claim and help you resolve any disputes
Once your claim is resolved, FM Global Cargo may provide in-depth, post-loss analysis to determine what went wrong and establish solutions to mitigate future risk.