The First RoFintech Pulse of the Year
???? Romanian Fintech Association
The local professional association, formed by tech companies building proprietary products and their partners.
Hello, and welcome to the first 2025 edition of RoFintech Pulse! As we kick off 2025, we’re filled with optimism and excitement for what’s to come in the world of fintech.
We started the year with a fantastic gathering at our very first RoFintech Breakfast hosted by our partners, Zitec , bringing together members and partners to reconnect and discuss our plans for the year ahead.?
The start of the year also meant celebrating a significant milestone - five amazing years since the launch of our association, ???? Romanian Fintech Association ! We couldn’t be more proud of the achievements we’ve made together and the incredible progress of our members. We’re excited for 2025 and can’t wait to bring you even more inspiring stories and developments.
The beginning of a new year is the perfect time to explore fresh innovations, dive into emerging trends, and reflect on the progress we’ve made so far.
So grab your favourite drink, and let’s dive into this edition’s highlights!
What’s been happening in the fintech world?
Romania’s CEC Bank partners with Temenos for tech overhaul
CEC Bank, one of Romania's most established banks, has announced a major partnership with Temenos to upgrade its retail and corporate banking technology. The modernisation effort will include Temenos’ advanced cloud-native platform, aiming to enhance customer experience, streamline operations, and drive innovation in financial services.
ISFC's newest report highlights Romania’s unique potential in sustainable banking
The International Sustainable Finance Centre (ISFC) has released its latest report on sustainable banking in Central and Eastern Europe, showcasing Romania’s and Lithuania’s untapped potential. The report emphasises the growing demand for green finance initiatives and highlights opportunities for Romania to lead in eco-friendly banking and financial inclusion. Read it here.
PragmaGO completes Telecredit acquisition
PragmaGO, a leading fintech company specialising in SME financing, has finalised the acquisition of Telecredit in December 2024. This strategic move strengthens PragmaGO’s position in Romania’s fintech market by combining its expertise in financing small and medium-sized enterprises with Telecredit’s consumer lending solutions. The acquisition underscores a growing trend of consolidation in the fintech industry as companies aim to offer diverse, integrated financial services.
What topics are trending in fintech right now?
1. Real-time payments take center stage
Instant payments are no longer just a convenience but an expectation. Solutions like RoPay and similar platforms are leading the charge, with businesses increasingly adopting real-time payment systems to enhance customer experience and cash flow management.
领英推荐
2. AI-driven personalisation in financial services
Artificial intelligence is enabling hyper-personalised experiences in banking and payments. From tailored credit offers to predictive analytics for personal finance, AI will continue to reshape how financial institutions interact with customers in 2025.
3. Fintech for financial inclusivity
Startups like LendoX are leveraging technology to provide access to credit for underserved markets. Expect to see more solutions aimed at breaking down barriers to financial services, especially in emerging markets like Romania.
4. Cybersecurity and fraud prevention advancements
As digital transactions increase, so does the risk of cyber threats. Enhanced fraud detection tools powered by machine learning are becoming essential for maintaining trust in digital financial ecosystems.
Upcoming fintech events to mark on your calendar
Finovate Europe 2025
ProMoney Baltic Payment Forum 2025
That’s a wrap for this month! We’d love to hear from you - if you have a story or news to share, feel free to send us a direct message or email us at [email protected].
Make sure to follow us on social media to stay in the loop and be part of Romania’s thriving fintech journey.
Here’s to a year full of innovation and growth in fintech!