Finviral: Driving Innovation and Growth in Collaboration with Razorpay

“The future belongs to those who solve problems others are afraid to tackle.”

In 2014, India’s rapidly growing startup ecosystem faced significant challenges with payment systems that were cumbersome, fragmented, and not suited for evolving business needs. Two IIT Roorkee graduates, Harshil Mathur and Shashank Kumar , envisioned a solution. With Razorpay, they set out to redefine payment processing, empowering businesses to scale seamlessly in the digital era. At the forefront of this success story stands Finviral, a trusted partner accelerating Razorpay's impact by simplifying onboarding and enabling businesses to access exclusive benefits.

The Razorpay Journey: From Vision to Reality

1. The Problem: Early 2010s startups encountered inefficient payment systems that hindered business growth. Frustrated while building a crowdfunding platform, Harshil and Shashank recognized the need for a solution tailored to the unique needs of Indian businesses.
2. The Solution: Razorpay was born as a developer-friendly, intuitive payment gateway. It has since evolved into a robust fintech ecosystem offering tools like subscription billing, vendor payments, instant settlements, and RazorpayX for business banking.
3. The Impact: Today, Razorpay empowers over 10 million businesses, including leaders like Swiggy, Ola, and BookMyShow, processing billions annually and driving India's digital transformation.

Finviral’s Role in Razorpay’s Ecosystem

1. Exclusive Pricing Benefits

Finviral amplifies Razorpay's appeal with customized pricing that beats standard rates. Businesses that onboard directly often face transaction fees as high as 3%, but through Finviral, fees can drop to 2% or less, offering significant savings for high-volume transactions.

2. Streamlined Onboarding

Integrating payment systems can be daunting. Finviral ensures businesses transition smoothly by:

• Providing hands-on setup support for Razorpay’s payment gateways and tools.
• Offering tailored solutions for businesses of all sizes, from startups to enterprises.

3. Prioritized Customer Support

By onboarding through Finviral, clients gain access to priority assistance, ensuring rapid resolution of queries—a critical advantage for high-growth businesses.

4. Scaling Business Growth

With Finviral’s guidance, businesses leverage Razorpay’s tools to optimize payment flows, manage cash cycles, and unlock growth opportunities.

Case in Point: Enabling Success for Indian Startups

Finviral recently onboarded a leading D2C e-commerce brand struggling with fragmented payment solutions. This transition to Razorpay’s ecosystem, facilitated by Finviral, yielded transformative results:

• Increased Efficiency: Faster, hassle-free transactions enhanced customer satisfaction.
• Reduced Costs: Transaction fees dropped by over 30% through Finviral-negotiated rates.
• Streamlined Operations: RazorpayX automated vendor payouts and payroll management, freeing up resources for core business operations.

The Visionaries Behind Razorpay’s Success

Harshil Mathur and Shashank Kumar embody customer-centric innovation. They didn’t just create a payment gateway; they redefined India’s fintech landscape with relentless problem-solving and scalable solutions. With partners like Finviral, Razorpay has become an enabler for thousands of businesses to flourish.

What Makes Finviral + Razorpay Unstoppable?

• Customer-Centric Innovation: Both organizations prioritize solving real-world problems for businesses.
• Shared Vision: Simplifying digital payments for businesses of all sizes.
• Empowered Ecosystem: Together, they provide a platform for businesses to scale sustainably.

Key Milestones in the Razorpay-Finviral Journey

• 2015: Razorpay was selected for Y Combinator, marking its global recognition.
• 2018: Razorpay launched RazorpayX, transforming business banking.
• 2020: Achieved unicorn status during the global pandemic.
• 2023: Razorpay and Finviral’s collaboration helped onboard thousands of new clients, offering unmatched benefits and support.

?? Insight: “True innovation lies in solving the unsolvable and empowering others to succeed.”

Discover the Razorpay Advantage with Finviral

With Razorpay and Finviral, businesses can achieve:

• Cost-effective payment processing.
• Seamless integration with advanced fintech tools.
• Enhanced operational efficiency and customer satisfaction.

?? Learn more and join the revolution today: Razorpay with Finviral

Your Turn: Let’s Connect!

How has Razorpay transformed your business operations? Share your experience below! ??