Financial Planning Templates + Calculators

I LOVE making my own financial planning calculators and templates!

Here are 14 tools I use as a financial planner and am sharing in my new video course - "Create Your Own Financial Plan" - available today:

1. Balance Sheet: Sort your assets by location (taxable/pre-tax/tax-free) and subtract your liabilities to see Net Worth.

2. Debt Repayment Calculator: Quickly determine your required annual payments, future interest paid, and the remaining debt repayment period (with age) - including the effect of making additional principal payments.

3. Mortgage Flexibility Calculator: Compare 15- and 30-year fixed-rate mortgage repayment options, and then consider the "Cost of Cash Flow Flexibility" by financing a 30-year mortgage but paying it off within 15 years.

4. Pay Statement Calculator: Estimate your full-year earnings, deductions (pre-tax and after-tax), and taxes - including whether you're on track to max out your workplace retirement accounts.

5. Values-Based Spending Template: Analyze your household spending from a new perspective, aligning your use of money with what provides unique value to you and your family!

6. Investment Accounts Template: Analyze your total investment portfolio and visualize your accounts by asset location (taxable/pre-tax/tax-free).

7. Account Holdings Template: Analyze your specific investments within each asset location, including your expenses (as a $ amount) and the "Tax Impact %" - to understand the tax consequences of realized capital gains within taxable brokerage accounts.

8. Education Savings Needs Calculator: Estimate your required monthly and annual savings to meet your college savings objectives - also considering a split between 529 accounts and other child savings options.

9. Life Insurance Needs Calculator: Determine how much term life insurance coverage you may need to transfer the risk of premature death - considering future income needs, your current investment balance, and other lump sum payment needs (such as debt and education funding).

10. Health Insurance Marketplace Template: Discover and compare health insurance costs, including the estimated Premium Tax Credit (PTC) to subsidize premiums within household income ranges.

11. Long-Term Care Savings Needs Calculator: Research and calculate whether long-term care needs could be self-funded or supplemented with LTC insurance - specifically based on where you live.

12. Portfolio Savings Needs Calculator: Estimate how much you need to save each year to reach your desired financial independence (work-optional) age - including whether you have achieved "CoastFI!"

13. Portfolio Distribution Allowance Calculator: Estimate how much you can withdraw from your investment portfolio through the end of life, including a range of inflation-adjusted returns (0% to 10%).

14. Social Security Template: Learn how to conservatively estimate your future Social Security retirement benefit - even if you plan to retire early!

Click here if you want to gain FULL access to all these templates/calculators + all 38 video lessons!

The video course is self-paced with lifetime access. The one-time purchase price is $549, BUT you can receive $150 off (only $399) if you sign up by this Sunday, March 10!