FEMA: RBI Circular on Non-Resident Guarantees Availed by Persons Resident in India

FEMA: RBI Circular on Non-Resident Guarantees Availed by Persons Resident in India

The Reserve Bank of India (RBI) has identified instances where non-residents issued guarantees, including Standby Letters of Credit and performance guarantees, in favor of Indian residents in violation of FEMA regulations. The RBI has directed AD Category-I banks to ensure that guarantee contracts they process for Indian residents comply with FEMA rules.

It should be noted that a 'guarantee,' being a capital account transaction, is permitted only if specifically allowed by the RBI. Additionally, if a guarantee and its associated charges are not allowed under FEMA regulations, they may also be disallowed under Section 37 of the Income Tax Act, 1961.

Copy of circular attached herewith


Richard Giraldez

Remote Care Consultant @ Remote Medical Solutions, LLC ......... REMOTE CARE FOR BETTER PATIENT OUTCOMES

5 个月

Here is a video of the Harris administration admitting to using FEMA money on illegal immigrants back in 2022. They continue to lie to the American people! https://www.youtube.com/watch?v=e4Be3muY9-E

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CA. IP. Praveen Agrawal - Noida

Specializing in Real Estate, Debt Recovery, and Forensic & Transaction Audits

5 个月

Such guarantees can not be enforced as the guarantor stays out of Indian jurisdiction. Thanks for sharing knowledge and meaningful information.

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