FECA: Injury Compensation for Federal Employees | Chiropractor

Federal employees that are injured at work do not get benefits through workers' comp insurance or their nation's workers' comp program.

Instead, federal employees receive workers' compensation benefits through the Federal Employees Compensation Act, abbreviated as FECA, except for railroad workers, longshoremen, black lung coal miners, and refuge workers (that are insured under their own national laws for workers' compensation). Members of the USA armed forces are also not considered federal employees for purposes of FECA.

FECA provides benefits and injury compensation for workers injured on the job, or even if their injury happened during the course and scope of their employment offsite. FECA covers both injuries and occupational diseases that arise over time work conditions. The United States Department of Labor, through the Office of Worker Compensation Programs, administers the workers' comp benefits provided by the Federal Employees Compensation Act.

Qualifications

Coverage under FECA, or the Federal Employees Compensation Act, is supplied to all national government employees regardless of the number of years of service, nature of the position, or kind of job they perform. In order to be covered by FECA, you must be employed by the federal government, not a private government contractor. If you are currently working for a private business, the workers' compensation laws in the state will cover you.

For the injury or illness to qualify under FECA, then you must have become injured while performing duties of your job or you developed a disease because of the conditions and hazards inherent in your job. This may consist of accidents occurring while working or traveling offsite as well.

FECA does not cover injuries and diseases that arise because of activities beyond the "course and scope of your employment." Activities beyond the course and scope of employment include commuting to and from work, recreational excursions, and activities for private reasons. Injuries sustained while intoxicated or under the influence of non-prescription drugs will not be covered by the Federal Employees Compensation Act. FECA also provides benefits to surviving family members for employees that die on the job while performing work-related pursuits.

Back Pain in Federal Employees

As with anyone experiencing symptoms of back pain after being involved in a work accident, due to aggravated conditions or illness, or simply from wear-and-tear injuries, it's essential for federal employees to seek the proper care and benefits for their symptoms to receive immediate medical attention. Spine issues resulting in sciatica can be debilitating and may affect an employee's capability to work. Programs for federal employees like FECA may help substantially improve an individual's overall health and wellness, allowing them to return to work as soon as possible.

FECA Workers' Compensation Benefits

If your FECA workers' compensation claim is permitted, you will start to receive workers' compensation benefits to compensate you for your injury or illness and help you with the recovery. First, FECA will cover all necessary and appropriate claim-related medical therapy. This includes prescriptions, surgery and rehabilitation.

The Federal Employees Compensation Act provides compensation if a worker is disabled and unable to work as a result of industrial injury or occupational disease. You will be compensated by your service directly for your lost wages and more. Should your inability to work exceed 45 days, FECA will cover your wages that are lost.

If your workers' compensation claim is based on an occupational disease, you're entitled to compensation for lost salary from FECA after an initial three-day waiting period.

If your injury or illness results in permanent partial disability or permanent total disability, FECA will provide advantages and additional benefits. The total amount of the compensation is based on the severity of your permanent disability and the effect it has on your earning capacity. And if you have dependents, you will probably receive increased permanent disability compensation to account for your own requirement to supply for those dependents.

In the event that you need job retraining to return to the workforce after your injury or illness FECA provides compensation. Dependents are eligible to receive survivor's benefits. For further details regarding the benefits of the Federal Employees Compansation Act, visit the Division of Federal Employees' Compensation (DFEC).

Speak to an Attorney

If your FECA employees' compensation claim is refused, your claim may be more complicated, or your injury may have been considered more severe. You should carefully consider speaking to a lawyer in your area experienced in FECA employees' compensation law. Although an attorney isn't necessary to obtain workers' compensation benefits, an attorney can help in ensuring you get all of the benefits you're entitled to get, guiding you through the procedure.

The scope of our information is limited to chiropractic and spinal injuries and conditions. To discuss options on the subject matter, please feel free to ask Dr. Jimenez or contact us at 915-850-0900 . 

By Dr. Alex Jimenez

References: Division of Federal Employees' Compensation (DFEC)