February Edition: Key risks for 2025, safeguards for the digital era, supporting colleague well-being and the changing cybersecurity landscape

Presenting the trends, insights and emerging stories that give you the confidence to thrive through the power of perspective.

Navigating uncertainty: Key risks from the Global Risks Report 2025

Global business leaders face an increasingly complex risk landscape, and research shows a growing sense of pessimism about the global outlook. In a global survey of hundreds of risk experts, 52% of respondents expected an unsettled environment in the short term, marking a significant decline in optimism compared to previous years.

While this short-term outlook is cause for alarm, the report also points to long-term challenges that could shape the next decade. From severe environmental degradation to the negative impacts of rapidly evolving technologies like artificial intelligence and biotechnology, business leaders are faced with the unprecedented convergence of critical challenges that threaten both business resiliency and their growth outlook in the years ahead. Discover how businesses can account for and overcome these looming global risks.

Protecting consumers in the digital age

As our lives become more connected to digital platforms, cyber threats like identity theft, cyber extortion and online bullying are on the rise.

To tackle these challenges and insulate consumers from the myriad risks of the digital age, Marsh has pioneered an embedded micro-cyber insurance program that provides consumers with a safety net against these risks.

Covering a range of risks, including costs related to cyberbullying, malware attacks, online money theft and identity theft, this protection allows businesses to strengthen brand loyalty, create opportunities for upselling additional products and gain valuable insights from cyber claims data. As cyber threats continue to evolve, this insurance solution offers a proactive way to safeguard consumers and enhance their digital experience.

Embracing growth and innovation in a changing cybersecurity landscape

Amid a growing reliance on digital infrastructure, the global cybersecurity industry is growing rapidly to protect against evolving threats. As the demand for innovative solutions and effective risk management strategies has reached new heights, key players in the cyber ecosystem are exploring opportunities to expand their offerings while maintaining high performance standards.

Looking across key regions, a new report from Guy Carpenter offers insight into how the global cyber industry is focusing on integrating advanced technologies and data-driven insights to enhance defenses against cyber threats. Collaboration among various entities within the cyber landscape is vital for building resilience and ensuring comprehensive protection. As organizations prepare for the future, understanding systemic risks and leveraging AI-driven solutions will be essential for developing effective strategies.

At Marsh McLennan, we empower colleagues to give back in meaningful ways through volunteering, giving programs and nonprofit partnerships. Recently, our Mercer New York colleagues volunteered with One Sandwich at a Time to prepare sandwiches for their community. Their efforts resulted in the creation of over 500 sandwiches, which were delivered to shelters, distribution centers and directly to those in need. This initiative plays a crucial role in providing essential support to individuals and families facing food insecurity.

These efforts directly benefit those we serve; together, we are making progress in combating hunger and supporting our community.

Follow?Marsh McLennan?on?LinkedIn and?X.