??? fear & finances

The biggest, loudest, most conspicuous elephant in the room when you quit a stable career for the pull of a higher calling is money.

In fact, the biggest fear that prevents us making that pivot is the oh-so-popular crowd pleasing swamp monster that is

"But...how will I make it work financially?"

Before we answer that...

Let's discuss the real issue.

The issue isn't money.

The issue is certainty.

When we have a stable income, we are comforted by the certainty of that income.

When it comes to leaving your job for the pull of a higher calling, you don't have the luxury of certainty anymore.

You launch yourself into uncertainty.

The unknown.

You only need 2 things to survive the uncertainty of the unknown.

1. Faith.
2. Follow through.

1. Faith.

Without faith, your fear of the unknown will swallow you whole.

Your anxiety about the "what if," including your financial fears will destroy you if you let them.

Faith is the extinguisher of the flames of fear.

When a fearful thought flames up, you have to stomp it out with a faith-based thought instead.

A mantra is your best bet. Have one ready.

2. Follow through.

If fear & failure go hand in hand, then the opposition is faith and follow-through.

When you decide to quit your career to pursue a higher calling, failure absolutely can not be an option.

No matter how long it takes, how many tries...

the only failure is when you give up.

Following through means charging full steam ahead with a heart full of faith.

Follow through on your game plan, when things don't go the right way, on your goals, and for yourself.

The way you show up and follow through will impact everything.

In the last edition, you learned about the Fully Baked Plan which outlines what you should have figured out before you decide to quit.

This includes creating a financial plan that your partner is in on that will map out how long you can make your purpose-driven pivot before going it become a massive financial burden.

(If you didn't read it, you can catch it here.)

That said, you have to be prepared for it to be a massive financial burden.

Here's the thing – fear and finances should never go hand in hand.

When you embrace the world of uncertainty with faith as your torch and follow through as your pathway, then your financial fears cannot exist.

Will the unknown present difficult situations you'll have to navigate out of?

Absolutely.

Almost every person who pursued their dreams faced financial hardship.

That's the price you have to pay sometimes.

Jim Carrey lived in his van in LA.

Oprah was born into poverty.

Countless entrepreneurs were bankrupt and dirt broke before their dreams popped into reality.

Financial hardship should be expected, but not feared.

My Situation

I was born into a family that struggled with money at times, like a lot of families do.

Financial hardship was present, although my parents never let us kids know that.

As far as I knew, we were the richest family around!

As I became an adult and the childish naivety wore off, I could see our financial situation for what it was.

However, this shaped my mindset about money – a mindset of lack & scarcity.

I was always focused on the money I didn't have, or the lack of money coming in.

"Was it enough to pay my bills? Get by?"

I was very much a victim to the baby Boomer:

"Save, save SAVE!" mentality.

I was obsessed with how much was in my savings and

when I was making a great salary, I abused my money.

The lack mentality had me focused on all the things I didn't have, so I'd use my money to buy the next thing, the next thing, the next thing.

All the while, never investing.

Just spending and stashing.

Before long, I found myself in a tight financial spot, which made quitting my job to pursue my higher calling a massive financial risk.

My husband and I were new into our marriage, too.

He's an electrician...and when I told him I wanted to quit my job to pursue my Higher calling of being a spiritual coach, he agreed.

I am extremely blessed to have a spouse that fully supports my dreams.

So much so, that he became our financial provider, and still is almost a year later.

Financially, it has been a struggle.

But if I woke up every day with crippling fear, it would literally do nothing.

It solves nothing.

It gives you panic and anxiety and will chase you back into a life where you're spending precious years of your life feeling empty.

I'd rather struggle for 1-5 years financially, than feel empty, unfulfilled, and live in regret for the next 30+ years of my precious life.

Because even in financial hardship, there is happiness and fulfillment and impact and growth.

Now, almost a year later, I'm starting to see hope that I'll soon be out of my financial hole.

One day at a time.

I want you to learn from my hardships.

So in addition to the steps in the Fully Baked Plan, here's what recommend you do on the financial front to help you manage financial uncertainty.

1. Shift your money mindset.

Trust me when I say, you'll want to head into uncertainty having a positive relationship with money that comes from a place of abundance.

I had to heal my relationship with money WHILE in financial hardship using spiritual tools such as positive self talk, guided meditation, and EFT tapping.

Don't let it get to that point. While you still have a stable income, begin doing the work to raise your financial frequency.

2. Overcome lack.

This actually has so many benefits that I can't even begin to explain them all.

When I was living in LA and buying a ton of stuff, I started to question why the hell I had Amazon boxes showing up every day.

That's when I found an audiobook that helped me diagnose my "Lack Mentality."

This is when you focus on what you DON'T have instead of what you do, leading to an empty void inside of you that you end up filling with stuff.

When you leave a steady income for the uncertainty of pursuing your Higher calling, you can't be spending your money on "stuff" anymore.

So I recommend embracing a gratitude mentality, in which, when you feel the compulsive need to buy "stuff,"

you stop, look around, acknowledge you have everything you need (because I guarantee you, you do)

and start embracing minimalism.

The documentary "Minimalism" on Netflix changed my life, my perspective, and severed my ties to "stuff."

3. Embrace financial uncertainty.

This does not mean you shouldn't effectively forecast and manage your financial future when you make your pivot.

This simply means that letting go of financial certainty in exchange for financial uncertainty doesn't have to energetically and emotionally destroy you.

Life is uncertain.

Uncertainty is reality.

In finances...in everything.

When you embrace this concept instead of running head first back into comfort and certainty like a scared child into their parents bedroom and instead confront the monster in the closet with faith,

the monster will run out of places to hide.

And there you'll be...living your purpose.