fay servicing foreclosure fraud time overdue for class action

I have asked for written offers that are low in writing for the hearing or

before. PTSD and anxiety which appear to be misunderstood by many

as to manifestations can affect and do focus , planning and execution. I

will rely in part on that in under estimating the time needed given the

closing and remind the court state of NJ is owed money as well for

second lien. This is on the record. So asking me due to sheriff sale will I

take 340 is not possible. Court has and must request equity. Rationale in

that argument does not change. Their excuses of hardship can not be

true or they would answer loan modification questions, information under

RESPA and ADA they have not, and most importantly would not have

chosen to ask for 4700 dollars as a modified amount in 2020 deny the

loan modification, not offer an appeal, without an explanation but hire

lawyers.

A request for late appeal has been filed with good cause and among the

issues will be ineffective counsel. I have filed fee waiver for the record its

being ignored and delaying motion for reconsideration on QWR which I

will not allow.

Additional correspondence as to adjournment is forthcoming. I

categorically deny I have ever said I can not sell the house as since I am

being misquoted to confuse, possibly bully there is to be no more emails

from counsel. Discovery in lawsuit will be requested.

ADA is a powerful law as is the effects of my diagnoses. I will attach

proof that it can cause miscalculations, disorganizations. I will ask until

April 1 2024 given the time needed for closing , inspection and the offers

or ideas presented as to an offering price. I received one offer today the

person wants the home May 1 offer 400000 This would not cover equity

or satisfy lien to state. When this happens to someone as loopholes in

law give rise to, loose Government Executive Directive, greed and a well

established reputation of this servicer this occurs. Again , the owner will

never allow any sheriff sale to occur. Instead, among many available

remedies will use the inherent aspects of the process to challenge not

just the judgment amount but other aspects of this docket as the appeal

will. This is said with appreciation and respect to the court. Medical

documentation is forthcoming, Additional argument too

Deborah Chitester

Defendant

CC Other parties