"Retire by 35" nearly killed me

In recent years, the idea of "retire by 35" has gained immense popularity, particularly among millennials and Gen Z who aspire to Financial Independence and Retirement Early (FIRE). The allure of escaping the traditional 9-to-5 grind and living a life of leisure is undeniably attractive. However, this dream often overlooks a critical aspect of human fulfillment: the need for purpose and goals.

The Hamster Wheel of Money Making

I often wonder, why do we work hard to earn an income? We pay for basic survival such as food, shelter, clothing, education, medical, travel, entertainment and other essential stuff, then sometimes luxury items we do not really need to impress the people we do not really care, then what? Earning for the sake of earning can feel like running on a hamster wheel—you're moving, but not really getting anywhere.

In my quest to escape this cycle, I lived in three continents, traveled to 68 countries. I thought that by changing my physical location I would change this feeling of being stuck. But despite the breathtaking experiences and cultural immersions, the underlying sense of aimlessness persisted. It wasn't until I discovered the importance of living with purpose and goals that I began to find true fulfillment.

The Role of Purpose and Goals

A clear purpose provides direction, goals give us the distance to travel. Without direction, our efforts can feel like aimless shooting in the dark. Purpose fuels our passion and drive, making every day a meaningful journey rather than a series of tasks to be completed.

I did achieve the "retire by 35" dream and found myself in what many would consider paradise—sailing in Thailand, enjoying healthy meals at organic restaurants on exotic islands. However, I was really really bored out of my mind. The lack of a driving force and purpose made my days feel empty. I am consuming life, not creating life! My spirit was idling and, metaphorically, dying.

Studies have shown that individuals who keep themselves busy with meaningful activities tend to live longer, happier lives. In contrast, those retire without a clear sense of what to do next, witness their mental and physical health deteriorate.

The Turning Point

The COVID-19 pandemic brought me the greatest challenges but it saved my life!

My company suffered significant losses, my long-term relationship ended abruptly. These hardships didn't kill me but reignited my necessity to survive and pushed me to rediscover my purpose. I realized that helping others, making a difference, and inspiring people to do more and be more brought me genuine happiness and fulfillment.

Today, I work 14-16 hours a day, seven days a week, but I am more alive and happier than ever before! Although I earn more than ever, I still don't owe any branded bags or luxury cars, besides covering my basic needs, I donate to charities that would create positive social and moral changes of society. You know what? I got that fire to create life again back in my belly! And THAT is priceless!

My experience taught me that a life without purpose and goals is not really living!

Conclusion

While the idea of retiring by 35 may seem like the ultimate goal for some, it's essential to recognize that true fulfillment comes from living a life of purpose and setting meaningful goals. Financial independence is valuable, but without a clear direction and a sense of purpose, it can lead to stagnation and dissatisfaction. For those contemplating early retirement, it's crucial to consider what will give your life meaning beyond financial security. For me, rekindling my purpose has made all the difference, and I believe it can for you too.