Eyes on 2025

As we stand on the threshold of 2025, it’s the perfect time to reflect on a year that has been both transformative and impactful for Nymbus and our clients. The milestones we’ve achieved and the remarkable execution that drove our success in 2024 have laid a strong foundation for what comes next. Strategic planning now shifts to bold execution, but before we move forward, this edition of the Nymbus Next newsletter takes a moment to celebrate the journey that shaped us—and the ambitions that will define our future.

Modernization as a Foundation

Earlier this year, our CEO, Jeffery Kendall, shared a powerful opinion piece that struck a chord with banking and technology leaders alike. It reminded us why strong, visionary voices are essential to driving our industry forward. His message was clear: success today isn’t just about upgrading technology—it’s about reimagining every facet of your operations with clarity and focus.

As the pace of change accelerates, yesterday’s strategies no longer suffice. Core system modernization isn’t a technical checkbox—it’s the foundation for transformation. It’s about building the agility and strength not just to survive but to thrive.

Legacy systems, once engines of progress, now act as barriers, draining resources and stalling innovation. Jeffery challenges us to think bigger and envision a future freed from these constraints and powered by systems that match the scale of our ambitions. This isn’t just about keeping up; it’s about shaping what’s next.

It’s a piece worth revisiting, especially as we approach the holidays and begin looking ahead to next year. Get it here.

The Year of Vertical Banking

2025 Belongs to Vertical Banking Here's—How to Lead the Way takes a closer look at the trends shaping the new year, drawing on recent research and insights from our conversations with community banking leaders throughout 2024. It’s designed to offer practical takeaways and thought-starters for boardroom discussions, tackling questions like: How well does your current strategy align with shifting priorities in banking? What are analysts and peers expecting in the year ahead?

We will unpack trends, insights and opportunities that will present themselves in 2025.

Consider:

? The sense of urgency around data-driven banking is growing

? Macroeconomic headwinds are challenging traditional growth avenues??

??Focus on customer value creation to escape commoditization

? SMB banking needs are still not being met??

? The rise of new vertical opportunities

? The role of branches has changed?

? Industry consolidation is picking up pace?

If this sparks your interest, keep an eye out for the white paper coming early next year.

Unlocking ROI Through Customer Understanding

Community banks and credit unions are at a crossroads. Customers expect more than ever, and outdated models aren’t enough to meet their needs—or win their loyalty. The stakes are high. If your institution isn’t focusing on what matters most to your customers, you risk falling behind.

Register now for this on-demand webinar to hear from Nymbus CEO Jeffery Kendall and Nick Kennedy, author of The Good Entrepreneur, as they share actionable strategies to help you better understand your customers and use those insights to drive deposits and long-term growth.

What You’ll Learn:

• How to unlock growth by understanding your customer’s needs first.
• Why agile, customer-focused tech investments deliver faster ROI.
• How to turn your tech stack into a growth engine aligned with your vision.
• Strategies to deepen engagement and drive loyalty with meaningful digital connections.

Watch Now.

We’re thrilled to announce the launch of ValorFI Heroes in the spirit of #GivingSeason!

#ValorFIHeroes is more than digital banking—it’s a mission-driven platform designed to directly support the nonprofits that uplift our #Veterans, #Educators, #HealthcareWorkers, #FirstResponders, #LawEnforcement, and their #Supporters.

Together, they are creating a way to give back to those who give us so much. Join them in making an impact where it truly matters. ??

We’re hitting the ground at a sprint with our CEO and CMO taking the floor at the “Acquire or Be Acquired” (AOBA) conference from the 26-to 28 January in Phoenix.

If you’re attending, make sure to catch these two sessions on the first day—they’re packed with insights to fuel your ideas and build connections.

As the year winds down, we wish you a peaceful and restful holiday season. Here’s to a new year filled with exciting opportunities, meaningful partnerships, and shared success.

See you in 2025!