Exploring the Commercial Real Estate Sector in the Channel Islands, Isle of Man and UK

When it comes to investing in Commercial Real Estate (CRE), the Channel Islands, Isle of Man and UK are areas of immense opportunity. From property development to investment, there are many avenues for growth in this sector.

However, with the current market uncertainties, investors need to be well-informed to navigate the CRE landscape effectively. In this article, we will provide insights into the sector and explore how Lloyds Bank International could support investors looking to expand their business in the Channel Islands and Isle of Man.

One key aspect of the CRE sector is sustainability. As a bank, Lloyds Bank International recognises the importance of promoting sustainable design in new buildings and reviving existing spaces. This is why we support the development of sustainable projects. From offices, residential portfolios, industrial, purpose-built student accommodation and mixed-use portfolios that are not only environmentally conscious but also meet the needs of modern tenants and the tightening ESG regulatory regime.

Another area of opportunity is property development. Our team of CRE specialists can help developers bring their projects to life by offering funding options that are tailored to their specific needs. We provide support for pre-let commercial developments and on residential projects, as well as advice on transaction structures and property asset management strategies.

Furthermore, our CRE lending facilities are priced against Base Rate or Sonia, with pricing bespoke for every transaction we consider from ￡1m up to ￡100m. At Lloyds Bank International, we have a team of dedicated specialists who can provide valuable insights into the CRE sector in the Channel Islands, Isle of Man and UK. ??We will fund via offshore structures single assets and portfolios (on Island and/or in the UK), our team can provide secured commercial lending to traditional Islands-based property companies and to High Net-Worth investors from around the world via CSPs on one of the Islands.

Examples of recent transactions range from London Residential Portfolios, UK wide Office Portfolios, Jersey Offices, Jersey Residential, UK Industrial estates, UK Student Accommodation.

The CRE sector in the Channel Islands, Isle of Man and UK offers strong opportunities for investors looking to expand their business. At Lloyds Bank International, we are committed to providing the support and expertise that investors need to navigate the complexities of the market. Contact Allan or his team of specialists today to learn more about how we can help you grow your business.

About Allan: Allan is a highly experienced Relationship Banker who has worked for the Group for his whole career spanning over 37 years in various roles. He has specialised in the CRE sector for more than 20 years and brings a wealth of knowledge and experience in the sector having run dedicated CRE teams in the past in the UK which provided lending facilities to private property companies and listed PLCs and REITs.

Allan J MacKenzie MCIBS

Head of Commercial Real Estate

Islands Commercial | Lloyds Bank Corporate Markets plc

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Lloyds Bank Corporate Markets plc is authorised and regulated in the UK as the non-ring fenced bank of the Lloyds Banking Group. The Jersey, Guernsey and Isle of Man Branches of Lloyds Bank Corporate Markets plc are each separately licensed as regulated deposit-takers in their respective jurisdictions.

Lloyds Bank Corporate Markets plc is independent from Lloyds Bank plc, which is authorised and regulated in the UK as the ring fenced bank of the Lloyds Banking Group.

For more information on ring-fencing visit: international.lloydsbank.com/ringfencing.

Lloyds Bank Corporate Markets plc. Registered Office and principal place of business: 25 Gresham Street, London EC2V 7HN. Registered in the England and Wales No. 10399850. Lloyds Bank Corporate Markets plc in the UK is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration number 763256. Authorisation can be checked on the Financial Services Register at www.fca.org.uk.

Services provided by the Jersey, Guernsey and Isle of Man Branches of Lloyds Bank Corporate Markets plc will be subject to the regulatory regime applicable in their respective jurisdiction, which will differ in some or all respects from that of the UK.

The Jersey Branch of Lloyds Bank Corporate Markets plc, principal place of business: 9 Broad Street, St. Helier, Jersey JE2 3RR is licensed by the Jersey Financial Services Commission.

The Guernsey Branch of Lloyds Bank Corporate Markets plc, principal place of business: 1 Smith Street, St. Peter Port, Guernsey GY1 2JN is licensed by the Guernsey Financial Services Commission.

The Isle of Man Branch of Lloyds Bank Corporate Markets plc, principal place of business, Villiers House, 2 Victoria Street, Douglas, Isle of Man IM1 2LN, is licensed by the Isle of Man Financial Services Authority