"Experience might fail sometimes, but Planning wont"
I am 40 years old and I never wrote a CV till date, and today, I am desperate to get a job.With 3 children going to school and In – Laws at home, I am not sure how to make ends meet.
It all started few weeks ago, when we visited the Doctor as my husband was suffering with severe back ache. It was serious and the Doctor suggested some tests. After all the repeated tests, they declared it is malignant and the 4th stage of cancer.
By this time we had used up all the savings we had. Chemotherapy, medicines and every other requirement is yet to be taken care of and not sure for how long.
My husband has been working for almost 8 years with the company and was recently promoted as Manager Operations. But today he is not sure if will continue to have the job because of the situation. We had been trying to get an Insurance that covers what we are going through since the time we got to know. We tried every possible company, either the premium is unimaginably high or they reject the application.
We have initiated to sell the property we have in India, no one is ready to buy at this stage and we are not sure when will we be able to even sell it said the lady.
Unfortunately, I couldn’t help her in any way as none of the insurance companies take the risk once occurred. I was one of the 20 consultants she approached to get a coverage for her husband so that, things could be easy for her to handle.
A family whose income was AED 30,000/pm has dropped down to zero income per month overnight.
The lady is not sure of how much income can she generate without having any work experience until she was 40.
Will the income be sufficient to sustain my complete family responsibilities?
Will I be able to provide to the family, send the children to school and take care of the medical expenses of my husband? Were the concerns she was struggling with.
You cannot buy Insurance when you need it. You have to buy Insurance only when you don’t need it so that it can come to aid when you need it.
As financial consultant, I want to keep bringing up stories that can help you take care of yourself and your families better.
Consult Understand Ask Questions Do the Right Thing for Yourself, Your Families & Your Businesses. Time to Take Action.
Pharmacist at Aster Pharmacy
4 年Indeed it's a difficult time and it has taught us all a very important lesson which is plan plan plan even if you don't need it today, you never know when you might need it. Thanks for sharing and I hope something turns out for the betterment of the family.