The Entrepreneaur's Lender

In a world that is constantly changing and adapting.. shouldn't your BANKER be?? In a society that leads with technology and entrepreneurship, we are facing a major increase in SELF EMPLOYED individuals. This is what the American DREAM consists of; owning your own business, and your own home. Our nations foremost lenders simply do not understand or care to understand the plight of the American Entrepreneur, by writing someone into a box who has spent their life breaking out of them!

I UNDERSTAND your plight. DROP Mortgage was founded by my mentor, and Entrepreneur, Jonathan Maddux. We understand a Self Employed borrower is not defined by simply his tax returns, especially not one that owns multiple companies and holds a real estate portfolio. We want to understand our clients full financial picture, this means understanding to a more complete degree the three C's of lending. We want to approve you for your Dream Home, whether that's a second home in Miami, or your Primary residence in Malibu, we have options for funding from $500k-$10 Million.

DROP Mortgage has the ability to look beyond returns and is able to understand every Self Employed individual is motivated by different needs, and structures their income differently depending on those needs. We have the ability to qualify off of Bank Statements, in conjunction with P & Ls to get a more clear picture of realistic cash flow entering the business and owners accounts.

We look to understand your asset structure and how that helps the overall support of your finances. Even if you end up having to show less income for a year or so, we are able to look at your overall assets and understand you are established above a simple year of lighter returns.

Every person is unique, every loan follows that same uniqueness, why should you qualify for your loan the same way as someone with a W2 from a retail chain...?

BOTTOM LINE: DROP Mortgage wants to say YES while most lenders are looking for a reason to say no..