- The EBA Work Programme for 2025 outlines its strategic priorities and operational tasks for the financial sector over the 2025-2027 period. The EBA has identified five overarching priorities for 2025:
- Implementing the EU Banking Package and Enhancing the Single Rulebook: The EBA will focus on developing technical standards, guidelines, and reports to support the timely implementation of Capital Requirements Regulation (CRR III) and Capital Requirements Directive (CRD VI).
- Enhancing Risk-Based and Forward-Looking Financial Stability for a Sustainable Economy: The EBA aims to refine stress testing methodologies and monitoring tools, focusing on assessing risks posed by inflation, interest rates, and geopolitical instability. This will include an emphasis on Environmental, Social, and Governance (ESG) risks, incorporating these factors into the prudential treatment of exposures.
- Enhancing Data Infrastructure and Launching the Data Portal: As part of the EU's Supervisory Data Strategy, the EBA plans to improve the acquisition, compilation, and dissemination of regulatory data. The launch of the EBA’s data portal will enhance transparency and provide stakeholders with better access to crucial financial data.
- Starting Oversight for DORA and MiCAR: With the Digital Operational Resilience Act (DORA) and the Markets in Crypto-Assets Regulation (MiCAR) coming into force in 2025, the EBA will assume oversight responsibilities. This includes supervising crypto-asset providers and ensuring critical third-party IT service providers comply with new resilience standards.
- Supporting the Transition to the New EU AML/CFT Framework: The EBA will manage the handover of its anti-money laundering (AML) and counter-terrorism financing (CFT) responsibilities to the newly established EU AML authority (AMLA). It will continue to develop guidelines for financial institutions during this transition to maintain robust AML/CFT practices.
