Earthquake Insurance, cheaper than you think

Don’t think you can afford Earthquake Insurance, well you aren’t alone. But you can, we have an option for you!

562,734 residence who live Missouri counties with a 7 or higher on the Mercalli scale lack earthquake coverage. Mostly because it is extremely expensive with some companies, if your insurance company will cover you at all. We are appointed with an A-(VII) A.M. Best rated carrier to write standalone Earthquake Coverage. Click for more details: https://bit.ly/2ivlT...Jw

Policy Limits: Up to $15 million total insured value for all zip codes

Flexible Coverage Options – Cov A must match (or exceed) the insured’s homeowners or standard dwelling fire policy – Cov B/C/D are optional and can be selected in an á la carte fashion

Deductible Options: 2.5% up to 25%

Stand-alone earthquake policy can be written in conjunction with any H03/DP3/H06 policy

Broader coverage (masonry veneer), increased sub-limits (patios/sidewalks/driveways) and expanded eligibility guidelines

Shared loss and partial limits options available (applies to the Cov A dwelling limit) Quoting, Binding & Payment

Payment options – Full pay at time of bind plus policy fee – 3 pay: 30% of premium down at time of bind plus policy fee –$5 fee for each installment