E94 - Matt Holme - Overcoming Debt With A New Type of Payment at the Checkout

Have you ever been stuck needing or wanting to buy something, but didn’t have the money for it at the time?

Whatever the reason, the Buy Now, Pay Later option seemed very tempting…

So, you click on it.

You get your item.

Now, without really realising it, you’ve put yourself in debt, no matter how small the purchase may have been.

And you’ll have to pay it off eventually.

Will you have the money then?

What if there were another option?

What if someone else could make that purchase for you?

Meet Matt Holme

Matt’s Role as a Business Leader at YouPay

Matt Holme is the Founder and CEO of YouPay. Started in 2020, YouPay is the only payment platform in the world that offers an easy way for someone else to pay. YouPay is tackling the issue of abandoned eCommerce shopping carts and is seen as the next payment opportunity to transform online shopping conversions. YouPay provides a sustainable alternative payment solution for children and adults to live within their means.

Matt’s Other Work as an Serial Entrepreneur

Besides his current work with YouPay, Matt Holme is the Founder and CEO of MyWork. Matt started MyWork from his home office in 2009, and, since then, has expanded to a team of talented designers, developers, project managers, digital marketing specialists and sales consultants who have helped over 7000 small business owners across Australia succeed online. MyWork is a complete digital solution provider offering web design, mobile design, development, branding, digital marketing and email hosting.

Prior to that, Matt was the Co-CEO of Operation Sports, the internet's largest sports video game network, attracting upwards of 1.2M unique visitors per month. He was also the Founder of Soccer Gaming, a fansite for FIFA 98 that grew into a network of soccer video games websites and the building block to the rest of his entrepreneurial career. Matt worked as a Producer at EA Canada, being part of the production team behind leading sports titles such as FIFA 05, 06, 07, 08 and 09, UEFA Champions League 07/08 and UEFA Euro 2008.

Debt-Based Payment, Data Science, and New Payment Options

In this exclusive analytics podcast episode, Matt shares:

• What it meant to win The 2016 Brisbane Young Entrepreneur Marketing, PR & Events Award
• Who he has to thank for his journey and his view on long-term partnerships
• His role as the Founder and CEO of YouPay
• The origin story of YouPay and its connection to Covid-19
• Whether consumers fully understand Buy Now, Pay Later products and other debt-based payment options
• How One Click checkouts come into the picture
• How data comes into play for implementing these new types of payment options
• Connecting all the players in implementing new types of payment options
• Working with and around data privacy for these types of payments
• How payment FinTech can provide value-added services to merchants
• How data science contributes to these value-added services
• His most important first principle

If you are a data professional in the payment FinTech industry interested in developing or implementing new payment methods, this is the episode you do not want to miss out on.?

More Links:

Find out more about Matt

LinkedIn:

• https://www.dhirubhai.net/in/mattholme/?

Twitter:?

• https://twitter.com/Mattholme82?

Company Websites:?

• https://youpay.co/?
• https://mywork.com.au/?

Interviews:?

• https://shows.acast.com/add-to-cart/episodes/checkout-matt-holme-from-youpay-086?
• https://www.youtube.com/watch?v=T4Nnv6fwR_s?
• https://podcasts.apple.com/us/podcast/the-payments-show-podcast/id1489173473?i=1000487856707&ign-itscg=30200&ign-itsct=podcast_box?
• https://membership.acs.org.au/member-insight/2021-06-09-Setting-your-people-up-for-success.html?
• https://velocitize.com/2019/07/01/velocitize-talks-matt-holme-of-mywork-on-generation-z-and-old-school-marketing/?
• https://humanmade.com/2017/08/10/wp-remote-finds-home-maekit/?
• https://www.arnnet.com.au/article/629025/brisbane-start-up-acquires-uk-tech-global-wordpress-play/?
• https://www.businessnewsaustralia.com/articles/40-under-40--top-young-entrepreneurs-brisbane-11-20.html?

Speaking Events:?

• https://innov8logan.com.au/event/innov8-logan-founders-talk/?
• https://events.bizzabo.com/214219/agenda/speakers/483688?

In the News:?

• https://youpay.co/insights/the-youpay-story-the-right-person-with-the-right-idea-at-the-right-time/?
• https://www.startupdaily.net/2021/12/youpay-launches-after-4-million-with-culture-kings-on-board-early/?
• https://www.savings.com.au/buy-now-pay-later/youpay-the-alternative-to-buy-now-pay-later?
• https://e-commercenews.co.nz/story/new-online-shopping-platform-allows-shoppers-to-get-others-to-pay-for-their-items?
• https://busycontinent.com/youpay-launches-unique-online-shopping-option/?
• https://australianfintech.com.au/local-fintech-startup-launches-unique-online-shopping-option/?
• https://startupstash.com/australian-startups/?
• https://investlogan.com.au/local-business-owners-getting-google-to-work-for-them/?

Publications:?

• https://www.dhirubhai.net/in/mattholme/recent-activity/posts/?

Learn more with related episodes in our analytics podcast:

• E92 - Jamie Leach - Opening the Door to Innovation and Fairer Finances with Open Banking
• E91 - Dr Michael Kollo - Explainable AI’s Place in Investment Fund Management and Superannuation
• E74 - Nick Yang - Art of Data-Driven Marketing in Fintech
• E16 - Danny Leong - Revolutionising How Money Flows in the ASEAN Region

Now a word from our sponsor…

This episode is sponsored by a new program at Data Driven Analytics. It’s an embedded analytics leader program for senior managers and executives in the business team who want to integrate AI into daily business operations and drive customer experience excellence. Book an Unlimited Strategy Session for a Full Year and start embedding analytics into the business frontlines. For more information about this program, please refer to it here.

#FinTech #Finance #DataScience #Retail #Debt #Payment