DSCR Loans Available in 41 States

Anticipated Fed Rate Cut May Lead to Higher Loan Rates

The market widely expects the Federal Reserve to announce a rate cut on September 18th, with a potential reduction of 25 to 50 basis points. If the final rate cut is only 25 basis points, the interest rates on 30-year fixed-rate loans may actually increase. This is because the market tends to anticipate expectations in advance, and the current interest rate on 30-year fixed-rate loans has already dropped below 6%, having already priced in the expected rate cut. Therefore, if the Federal Reserve announces a rate cut of only 25 basis points on September 18th, do not be surprised if loan rates rise.

DSCR Loans Available in 41 States

If you are looking for flexible financing options, we offer DSCR loans available in 41 states, excluding the nine states marked in red on the map. No income verification or debt-to-income ratio is required—just a credit score and down payment. The minimum requirements are a FICO score of 620 and a 15% down payment. To secure more competitive rates, consider a 25% down payment and a FICO score above 740. For more information, please contact us.