Don’t Use Too Much Available Credit
J. Mario C.
![J. Mario C.]()
J. Mario C.
Licensed Financial Professional & Health/ Personalized Financial Planning / Comprehensive Investment Strategies /Expertise in Tax Optimization/ Retirement Planning / Ongoing Support and Education.
Just because you have it does not mean that you have to use it. One factor in calculating your credit score comes down to what percentage of your available credit you are using. Try to keep that number as low as you can, which shows that you aren’t prone to spending sprees just because you can.