Don't Let Your Son or Daughter Go Off To College Without Taking This One Step!

Yes, your child is legally an adult at 18, but with that, you don't necessarily have to be shut out where health matters are concerned.

Let's say your child is off at school and gets sick or injured. Maybe they are involved in a car accident. Due to HIPAA laws, doctors and hospitals are often reluctant to release medical information to even you, the parent(s). Even though you may be footing the bill for their medical expenses, without permission from your child, you may not be able to gain access to information you are looking for.

So how do we remedy this? Look into a health care power of attorney where you would be named a health care surrogate or health care proxy.

What is a health care power of attorney?

A legal document in which you name someone you trust to have access to your health information and to be able to make decisions related to your care if you can not do so for yourself. Yes, you may be able to do this as you are the child's 'next of kin" but if you are not physically present, medical professionals may insist on seeing a health care power of attorney.

Check with qualifies estate attorney in your state, as laws and even the document name can vary between states.

Relieve yourself and possibly them of the stress of not knowing who will be looking out for them should they need it.