Does Your Insurance Give You Money Back?

We have cash-back coverage options just for you!

Everyone knows that life insurance is purchased in the event of an untimely death. Many of us will die without having paid off our homes. When there is a mortgage on our home when we die, no matter how small, the bank still owns the home, and without a way to replace your income for the payment, your family could lose this valuable asset.?

This is why?Freedom By Choice Insurance Brokers?offers Home Mortgage Series Cash Back Option coverage. These products are designed to help pay off your home or make your mortgage payments if you?die. Best of all, if you outlive the term period, you can receive your money back!?

• Available in 30-, 25-, 20-, and 15-year Cash Back Option periods to match your mortgage length. At the end of the period, you can receive up to 100% of your initial base premiums back.1
• Receive an instant underwriting decision. You’ll know if you are covered right away.
• Easy process! Just answer a few simple medical questions on the application2

Here’s how it works:

Joe is a 30-year-old male non-smoker who purchases a $150,000 policy with a 30-year Cash Back Option period. His monthly premium payment is $78.75. At the end of the 30-year period, the cumulative premium paid and the guaranteed accumulation value are both $28,350. If Joe chooses to terminate his coverage at the end of year 30,?he will receive a $28,350 lump sum cash payment!

1If the Enhanced Surrender Value Benefit (Cash Back Option benefit) is in effect at the end of the Enhanced Surrender Value Period, the surrender value of the policy will equal either 100% or 50% of the total amount of premiums paid for the base policy, not including any premiums paid for riders.

2Issuance of policy may depend upon answers to medical questions. No guarantee issue.